701 Rutter St, Saint Libory, IL 62282 Property Records

St. Clair County property record for 701 Rutter St, Saint Libory, IL 62282 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,240 sqft · built 2005
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Oct 2018)
Tax Bill	$3,518 (2024)
Deeds & Mortgages	Jul 2023 Transfer Oct 2018 Sale & Mortgage + 2 more
APN	`19-13-0-116-009`

Property Details

APN / Parcel Number

Primary APN	`19-13-0-116-009`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,240 sqft Living Area
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Mixed
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	701 RUTTER ST
City	SAINT LIBORY
State	IL
Zip	62282-0298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTTERS 2ND ADD PT A02787837
Legal Subdivision	RUTTERS 2ND ADD
Legal Tract	2
Legal Block	116
Jurisdiction	ST CLAIR IL
Township / Civil Division	FAYETTEVILLE
Census Block Group	2
Census Block	2005
Census Tract	504002

Owner

Source: St. Clair County records · APN 19-13-0-116-009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	701 RUTTER ST, SAINT LIBORY, IL 62282-0298
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Intrafamily Transfer, Transfer
Oct 25, 2018	Warranty Deed, Transfer GUILD MTG
Aug 31, 2018	Grant Deed, Transfer BENEDICK TITLE, BENEDICK TITLE INS
Mar 12, 2018	Trustee's Deed, Construction Loan · Line of Credit GERMANTOWN TR & SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2018 · Amount on Record
Deed Sale	Oct 25, 2018 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	20182594347
Last Transfer Date	Jul 20, 2023
Transfer Doc	0002787837
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Jul 31, 2023
Property Address	701 RUTTER ST, SAINT LIBORY, IL 62282-0298
Document Number	0A02787837
Instrument Date	Jul 20, 2023
Instrument	A02787837
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	701 RUTTER ST, SAINT LIBORY, IL 62282-0298

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 25, 2018
Property Address	701 RUTTER ST, SAINT LIBORY, IL 62282-0298
Document Number	00A2594347
Instrument Date	Oct 18, 2018
Instrument	2594347
Transaction Type	Transfer
Record Updated	Nov 09, 2018
Title Company	BENEDICK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$118.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 RUTTER ST ST LIBORY IL 622820298, ST LIBORY, IL 62282-0298

Mortgage

Document Number	A2594348
Date	Oct 25, 2018
Instrument	2594348

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

Interest

Rate	4.37%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 31, 2018
Property Address	701 RUTTER ST, SAINT LIBORY, IL 62282-0298
Document Number	00A2588886
Instrument Date	Aug 30, 2018
Instrument	2588886
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Amount	Amount Recorded
Tax	$112.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4650 STONE CHURCH RD ADDIEVILLE IL 622141532, ADDIEVILLE, IL 62214-1532

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 12, 2018
Property Address	701 RUTTER ST, SAINT LIBORY, IL 62282-0298
Instrument Date	Feb 27, 2018
Instrument	2569681
Transaction Type	Construction Loan
Record Updated	Mar 20, 2018
Title Company	QUAD COUNTY TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 WESTBROOK LN FREEBURG IL 622431073, FREEBURG, IL 62243-1073

Mortgage

Document Number	00A2569681
Date	Mar 12, 2018
Instrument	2569681

Lender

Name	GERMANTOWN TR & SVGS BK
Type	Federal Savings Bank
Address	GERMANTOWN, IL 62245-0246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 11, 2019

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Fayetteville Township
Municipality	St. Libory Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	St. Libory Consolidated School District 30 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,518.00 (+33.36%)	$49,423 (+33.04%) Land $5,331 Building $44,092	$148,269 (+33.04%) Land $15,993 Building $132,276
2022		$37,149 Land $4,372 Building $32,777	$111,447 Land $13,116 Building $98,331
2019	$2,638.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Egyptian Telephone Cooperative Association	Fiber	1,000 / 1,000
Wisper ISP	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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