701 Rue St, Germain, Covington, LA 70433 Property Records

St. Tammany Parish property record for 701 Rue St, Germain, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	1,622 sqft · built 2012
Owner	Individual Name on File
Last Sale	$447,000 (Apr 2024)
Tax Bill	$2,810 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2023 Sale
APN	`103-812-1487`

Property Details

APN / Parcel Number

Primary APN	`103-812-1487`
Alternative APN	`3495`

Interior

Building Area	1,622 sqft Living Area

Exterior

Year Built	Built 2012
Garage Area	645 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	701 RUE ST GERMAIN
City	COVINGTON
State	LA
Zip	70433-7224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAISON DU LAC LT265
Legal Subdivision	MAISON DU LAC GARDEN HOMES
Legal Lot Number	265
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	40401

Owner

701 Rue St is owned and occupied by an individual who bought it in April 2024.

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	701 RUE ST GERMAIN, COVINGTON, LA 70433-7224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Cash Sale Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE
May 30, 2023	Cash Sale Deed, Transfer WINTERS TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	May 30, 2023 · Amount on File
Deed Document Number	2406572
Record Updated	Jun 8, 2026

April 2024: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 15, 2024
Property Address	701 RUE ST GERMAIN, COVINGTON, LA 70433-7224
Document Number	0002406572
Map Reference	DOC 1838930
Instrument Date	Apr 15, 2024
Instrument	2406572
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	977 S CORNICHE DU LAC, COVINGTON, LA 70433-7295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 OYSTER BAY PL, SOLOMONS, MD 20688-4024

Mortgage

Document Number	0002406574
Date	Apr 15, 2024
Instrument	2406574

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

May 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 30, 2023
Property Address	701 RUE ST GERMAIN, COVINGTON, LA 70433-7224
Document Number	0002373243
Instrument Date	May 30, 2023
Instrument	2373243
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	WINTERS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3032 BOLD RULER RD, CELINA, TX 75009-1309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 S CORNICHE DU LAC, COVINGTON, LA 70433-7295

Tax Assessment & Valuation

The 2025 property tax bill for 701 Rue St was $2,810 with a homeowner's exemption, down 3.4% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,810.00 (-3.44%) Homeowner's exemption	$30,201 (-) Land $5,500 Building $24,701	$302,008 (-) Land $55,000 Building $247,008
2024	$2,910.00 (-24%) Homeowner's exemption	$30,201 (+8.62%) Land $5,500 Building $24,701	$302,008 (+8.62%) Land $55,000 Building $247,008
2023	$3,829.00 (+36.95%)	$27,803 (-) Land $5,500 Building $22,303	$278,030 (-) Land $55,000 Building $223,030
2022	$2,796.00 Homeowner's exemption	$27,803 Land $5,500 Building $22,303	$278,030 Land $55,000 Building $223,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 701 Rue St; there have been 15 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 534 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	534 in force
Nearby Flood Claims	15 (2005–2024)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 Rue St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of Louisiana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, REV.

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