701 River St, Elko, NV 89801 Property Records

Elko County property record for 701 River St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 828 sqft · built 1937
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$331,500 (Mar 2026)
Tax Bill	$677 (2026)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`001-355-009`

Property Details

APN / Parcel Number

Primary APN	`001-355-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	828 sqft Living Area
1st Floor Area	828 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Carport
Garage Area	230 sqft
Carport	Carport
Carport Area	230 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	701 RIVER ST
City	ELKO
State	NV
Zip	89801-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZGI
Legal Description	ELKO CITY FILE 1
Legal Subdivision	CITY/ELKO
Legal Block	Q
Legal Lot Number	13,14
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2055
Census Tract	951300

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 RIVER ST, ELKO, NV 89801-3849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Affidavit of Death of Joint Tenant, Transfer
Mar 25, 2026	Bargain and Sale Deed, Transfer · Commercial Mortgage ELKO FCU
Jan 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Mar 5, 2007 · Amount on Record
Deed Document Number	2026862509
Prior Transfer Date	Jan 10, 2022
Prior Transfer Doc	0000800123
Record Updated	Oct 29, 2026

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ELKO NV
Recording Date	Mar 20, 2026
Property Address	701 RIVER ST, ELKO, NV 89801-3849
Document Number	0000862288
Instrument Date	Mar 20, 2026
Instrument	862288
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 S 5TH ST, ELKO, NV 89801-4206

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Mar 25, 2026
Property Address	701 RIVER ST, ELKO, NV 89801-3849
Document Number	0000862509
Instrument Date	Feb 26, 2026
Instrument	862509
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	LANDMARK TTL ASSURANCE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,292.85
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	354 W OAK ST, ELKO, NV 89801-2937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 FIR ST, ELKO, NV 89801-3125

Mortgage

Document Number	0000862510
Date	Mar 25, 2026
Instrument	862510

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Jan 11, 2022
Property Address	701 RIVER ST, ELKO, NV 89801-3849
Document Number	0000800123
Instrument Date	Jan 10, 2022
Instrument	800123
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 ELKO VISTA DR, ELKO, NV 89801-0401

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$677.00 (+5.45%)	$23,973 (-0.27%) Land $12,950 Building $11,023	$68,494 (-0.27%) Land $37,000 Building $31,494
2025	$642.00 (+5.59%)	$24,038 (+53.89%) Land $12,950 Building $11,088	$68,680 (+53.89%) Land $37,000 Building $31,680
2024	$608.00 (+10.95%)
2023	$548.00 (+9.16%)	$15,620 (+14.27%) Land $5,530 Building $10,090	$44,629 (+14.28%) Land $15,800 Building $28,829
2022	$502.00	$13,669 Land $5,530 Building $8,139	$39,054 Land $15,800 Building $23,254

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 77% of Nevada
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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