701 Rainbow Ter, Effort, PA 18330 Property Records

Monroe County property record for 701 Rainbow Ter, Effort, PA 18330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1987
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Tax Bill	$633 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13.9A.1.285`

Property Details

APN / Parcel Number

Primary APN	`13.9A.1.285`
Alternative APN	`13632003330821`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	480 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Foundation Type	No Foundation
Lot Area	44,867 sqft (1.03 acres)
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13632003330821
Street Address	701 RAINBOW TER
City	EFFORT
State	PA
Zip	18330-7745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 285 SEC 5
Legal Subdivision	BIRCH HOLLOW ESTS
Legal Block	33
Legal Lot Number	285
Jurisdiction	MONROE PA
Township / Civil Division	POLK
Census Block Group	2
Census Block	2036
Census Tract	301304

Owner

Source: Monroe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	701 RAINBOW TER, EFFORT, PA 18330-7745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 4, 2021	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 11, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Oct 16, 2018	Grant Deed, Transfer · FHA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021
Deed Sale	Mar 4, 2021
Prior Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	20217442
Deed Book / Page	2570 / 9018
Prior Transfer Date	Oct 12, 2020
Prior Transfer Doc	0000007442
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE PA
Property Address	701 RAINBOW TER, EFFORT, PA 18330-7745
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019035
Date	Jun 7, 2021
Book Page	2578/9112
Instrument	202119035

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE PA
Property Address	701 RAINBOW TER, EFFORT, PA 18330-7745
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001464
Date	Jan 13, 2022
Book Page	2599/2953
Instrument	202201464

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE PA
Recording Date	Mar 4, 2021
Property Address	701 RAINBOW TER, EFFORT, PA 18330-7745
Document Number	0000007442
Book / Page	2570 / 9018
Map Reference	VOL 57 PG 170
Instrument Date	Oct 12, 2020
Instrument	202107442
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	701 RAINBOW TER, EFFORT, PA 18330-7745

Mortgage

Document Number	0000007443
Date	Mar 4, 2021
Instrument	202107443

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE PA
Property Address	701 RAINBOW TER, EFFORT, PA 18330-7745
Document Number	0000018804
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	701 RAINBOW TER EFFORT PA 183307745, EFFORT, PA 18330-7745

Mortgage

Document Number	0000018804
Date	Aug 2, 2019
Book Page	002533/003891
Instrument	18804

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE PA
Recording Date	Oct 16, 2018
Property Address	701 RAINBOW TER, EFFORT, PA 18330-7745
Document Number	0000024829
Book / Page	002518 / 004568
Instrument Date	Oct 4, 2018
Instrument	24829
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	PARAMOUNT ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	701 RAINBOW TER EFFORT PA 18330, EFFORT, PA 18330

Mortgage

Document Number	24830
Date	Oct 16, 2018
Book Page	002518/004572
Instrument	24830

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Monroe County
County Subdivision	Polk Township
Unified School District	Pleasant Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$633.00 (+40.67%)	$97,940 (-) Land $30,180 Building $67,760
2024	$450.00 (+19.68%)	$97,940 (-) Land $30,180 Building $67,760
2023	$376.00	$97,940 Land $30,180 Building $67,760
2019			$97,940 Land $30,180 Building $67,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 98.8% of Pennsylvania
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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