701 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 701 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 1940
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Dec 2025)
Tax Bill	$8,897 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2024 Sale & Construction Loan + 3 more
Flood Zone	Zone AE (high risk)
APN	`74-01-111-0053-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-111-0053-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Living Area
1st Floor Area	1,865 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	167 ft deep x 75 ft wide
Garage Area	1,600 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	701 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOTS 145 & 146 EXC M-29 R/W ALGONAC ASSESSOR'S PLAT NO. 1
Legal Subdivision	ASSESSORS 1-ALGONAC
Legal Lot Number	145-146
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	4
Census Block	4023
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	701 POINTE TREMBLE RD, ALGONAC, MI 48001-1609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE 1 INC
Apr 8, 2024	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 8, 2019	Grant Deed, Transfer ONE STOP RECORDING
Dec 18, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Apr 8, 2024 · Amount on Record
Deed Document Number	202524105
Deed Book / Page	5881 / 272
Prior Transfer Date	Dec 7, 2017
Prior Transfer Doc	2017029711
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 18, 2025
Property Address	701 POINTE TREMBLE RD, ALGONAC, MI 48001-1609
Document Number	0005881272
Book / Page	5881 / 272
Map Reference	LB 49 PG 10
Instrument Date	Nov 7, 2025
Instrument	2025024105
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65205 GRAMER RD, LENOX, MI 48050-1781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 POINTE TREMBLE RD, ALGONAC, MI 48001-1609

Mortgage

Document Number	2025024106
Date	Dec 18, 2025
Instrument	2025024106

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 8, 2024
Property Address	701 POINTE TREMBLE RD, ALGONAC, MI 48001-1609
Document Number	0005703800
Book / Page	5703 / 800
Map Reference	LB 49 PG 10
Instrument Date	Mar 21, 2024
Instrument	2024006148
Transaction Type	Construction Loan
Record Updated	May 15, 2024

Transaction

Amount	Amount Recorded
Tax	$1,522.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7121 NEFF RD, VALLEY CITY, OH 44280-9572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65205 GRAMER RD, LENOX, MI 48050-1781

Mortgage

Document Number	2024004830
Date	Apr 8, 2024
Instrument	2024004830

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0005700136
Date	Mar 26, 2024
Book Page	5700/136
Instrument	2024004830

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	2 ALLEGHENY CTR STE 200, PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 19, 2022
Property Address	701 POINTE TREMBLE RD, ALGONAC, MI 48001-1609
Document Number	0005543646
Book / Page	5543 / 646
Map Reference	LB 49 PG 10&11
Instrument Date	Jun 23, 2022
Instrument	2022017244
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 POINTE TREMBLE RD, 701, CLAY, MI 48001-1609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7121 NEFF RD, VALLEY STA, KY 42280

Mortgage

Document Number	2022017245
Date	Jul 19, 2022
Instrument	2022017245

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.6%
Index	Other
Margin	3
Max Rate	9.6%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 8, 2019
Property Address	701 POINTE TREMBLE RD, ALGONAC, MI 48001-1609
Document Number	0050220606
Book / Page	005022 / 000606
Instrument Date	Dec 19, 2018
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ONE STOP RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4353 POINTE TREMBIE AIGONAC ALGONAC MI 48001, ALGONAC, MI 48001

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 18, 2017
Property Address	701 POINTE TREMBLE RD, ALGONAC, MI 48001-1609
Document Number	0049000936
Book / Page	004900 / 000936
Instrument Date	Dec 7, 2017
Transaction Type	Foreclosure
Record Updated	Jan 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,824.83
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 ESPERANZA XING AUSTIN TX 787583658, AUSTIN, TX 78758-3658
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,200 (+9.5%)	$334,400 (+9.5%)
2025	$8,897.00 (+3.91%)	$152,700 (+16.21%)
2024	$8,562.00 (+42.08%)		$305,400 (+16.21%)
2023		$131,400
2022	$6,026.00		$262,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 97 policies
Nearby Flood Policies	97 in force
Nearby Flood Claims	15 (1985–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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