Osceola County property record for 701 New York Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,680 sqft · built 1909 |
| Lot Size | 0.189 acres (8,232 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Nov 2021) |
| Tax Bill | $2,746 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0071-0230 |
| Primary APN | 01-26-30-0001-0071-0230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,101 sqft |
| 1st Floor Area | 952 sqft |
| Upper Floors Area | 728 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,232 sqft (0.189 acres) |
| Lot Dimensions | 150 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Porch | Florida Room |
| Porch Area | 505 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 701 NEW YORK AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 71 LOTS 23, 24 & N 5 FT OF LOT 22 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 71 |
| Legal Lot Number | 23 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 43500 |
Source: Osceola County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 701 NEW YORK AVE, SAINT CLOUD, FL 34769-3357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Apr 11, 2024 | Deed of Trust, Mortgage · Line of Credit KOSH LLC |
| Nov 24, 2021 | Warranty Deed, Transfer SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC |
| Oct 10, 2018 | Warranty Deed, Transfer INFINITY TITLE GROUP |
| Sep 6, 2018 | Grant Deed, Transfer IMPERIUM TITLE AND ESCROW LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Prior Sale | Oct 10, 2018 · Amount on Record |
| Deed Document Number | 2021182248 |
| Deed Book / Page | 6093 / 1646 |
| Prior Transfer Date | Mar 13, 2000 |
| Prior Transfer Doc | 1714000719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 701 NEW YORK AVE, SAINT CLOUD, FL 34769-3357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2150 N MIAMI AVE 318, 318, MIAMI, FL 33127-4911 |
| Document Number | 0069160478 |
|---|---|
| Date | Feb 2, 2026 |
| Book Page | 6916/478 |
| Instrument | 2026013854 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 701 NEW YORK AVE, SAINT CLOUD, FL 34769-3357 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 803 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3370 |
| Document Number | 0065810952 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | 6581/952 |
| Instrument | 2024046998 |
| Name | KOSH LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | 110 SE 6TH ST STE 2900, FORT LAUDERDALE, FL 33301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | May 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 24, 2021 |
| Property Address | 701 NEW YORK AVE, SAINT CLOUD, FL 34769-3357 |
| Document Number | 0060931646 |
| Book / Page | 6093 / 1646 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021182248 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3061 BIG SKY BLVD, 3061, KISSIMMEE, FL 34744-5615 |
| Name | Verified Name |
|---|---|
| Address | 701 NEW YORK AVE, SAINT CLOUD, FL 34769-3357 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 10, 2018 |
| Property Address | 701 NEW YORK AVE, SAINT CLOUD, FL 34769-3357 |
| Document Number | 0054150876 |
| Book / Page | 005415 / 000876 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 152121 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | INFINITY TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3061 BIG SKY BLVD KISSIMMEE FL 347445615, KISSIMMEE, FL 34744-5615 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 6, 2018 |
| Property Address | 701 NEW YORK AVE, SAINT CLOUD, FL 34769-3357 |
| Document Number | 0053962073 |
| Book / Page | 005396 / 002073 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 134439 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | IMPERIUM TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $710.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1624 REGAL COVE CT KISSIMMEE FL 347446675, KISSIMMEE, FL 34744-6675 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,746.00 (+62.01%) | $153,000 (+61.73%) Land $46,800 Building $106,200 | $153,000 (+61.73%) Land $46,800 Building $106,200 |
| 2024 | $1,695.00 (+9%) | $94,600 (+10.13%) Land $46,800 Building $47,800 | $94,600 (+10.13%) Land $46,800 Building $47,800 |
| 2023 | $1,555.00 (-43.82%) | $85,900 (-43.93%) Land $42,500 Building $43,400 | $85,900 (-43.93%) Land $42,500 Building $43,400 |
| 2022 | $2,768.00 | $153,200 Land $38,200 Building $115,000 | $153,200 Land $38,200 Building $115,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (1994) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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