Allegany County property record for 701 Nemacolin Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,442 sqft · built 1987 |
| Lot Size | 0.418 acres (18,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Apr 2022) |
| Tax Bill | $3,062 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-047998 |
| Primary APN | 06-047998 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,442 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,225 sqft (0.418 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 398 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 047998 |
|---|---|
| Street Address | 701 NEMACOLIN AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 701 NEMACOLIN AVE LOT 6 SEC A 136X146 WOODLAND S/D 105X150 |
| Legal Subdivision | WOODLAND S/D |
| Legal Lot Number | 6 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1200 |
701 Nemacolin Ave is owned and occupied by two individuals who bought it in April 2022.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 701 NEMACOLIN AVE, CUMBERLAND, MD 21502-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Apr 14, 2022 | Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on File |
| Deed Sale | Apr 14, 2022 · Amount on File |
| Prior Sale | May 31, 1995 · Amount on File |
| Deed Book / Page | 2773 / 49 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 701 NEMACOLIN AVE, CUMBERLAND, MD 21502-1945 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 701 NEMACOLIN AVE, CUMBERLAND, MD 21502-1945 |
| Document Number | 003105-0295 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 3105/295 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Apr 14, 2022 |
| Property Address | 701 NEMACOLIN AVE, CUMBERLAND, MD 21502-1945 |
| Document Number | 002773-0049 |
| Book / Page | 2773 / 49 |
| Instrument Date | Mar 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 701 NEMACOLIN AVE, CUMBERLAND, MD 21502-1945 |
| Document Number | 0000277358 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 2773/58 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2042 |
The 2025 property tax bill for 701 Nemacolin Ave was $3,062 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,900 Land $39,700 Building $309,200 | $348,900 Land $39,700 Building $309,200 | |
| 2025 | $3,062.00 Homeowner's exemption | ||
| 2023 | $2,871.00 Homeowner's exemption | $308,700 Land $43,000 Building $265,700 | $308,700 Land $43,000 Building $265,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 701 Nemacolin Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 701 Nemacolin Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
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