701 N Union St, Independence, MO 64050 Property Records

Jackson County property record for 701 N Union St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,413 sqft · built 1922
Lot Size	0.392 acres (17,063 sqft)
Owner	2 Individual Names on File
Last Sale	$162,925 (May 2023)
Tax Bill	$1,858 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-310-11-12`

Property Details

APN / Parcel Number

Primary APN	`26-310-11-12`
Alternative APNs	`26-310-11-12-00-0-00-000` `26310111200000001` `777262`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,413 sqft Living Area
1st Floor Area	960 sqft
Basement Area	1,268 sqft
Finished Basement	308 sqft
Unfinished Basement	960 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Old Style
Exterior Material	Stone
Construction Type	Concrete
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,063 sqft (0.392 acres)
Lot Dimensions	157 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	777262
Street Address	701 N UNION ST
City	INDEPENDENCE
State	MO
Zip	64050-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCAULEY PARK LOT 8 & S 42 OF LOT 9 BLK 4
Legal Subdivision	MCCAULEY PARK
Legal Block	4
Legal Lot Number	8,9
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1004
Census Tract	11602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Truman, Harry S, Historic District listed 1971 · National Historic Landmark (designated 1971) · NRIS 71001066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

701 N Union St is owned and occupied by two individuals who bought it in May 2023.

Source: Jackson County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	701 N UNION ST, INDEPENDENCE, MO 64050-2430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage M SQUARED FINANCIAL LLC
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit RIVER REGION CU
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit MISSOURI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Prior Sale	Dec 5, 2014 · Amount on File
Deed Document Number	202330732
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 2, 2023
Property Address	701 N UNION ST, INDEPENDENCE, MO 64050-2430
Document Number	00E0030732
Instrument Date	Apr 27, 2023
Instrument	2023E0030732
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 N UNION ST, INDEPENDENCE, MO 64050-2430

Mortgage

Document Number	00E0030733
Date	May 2, 2023
Instrument	2023E0030733

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	701 N UNION ST, INDEPENDENCE, MO 64050-2430
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0117655
Date	Oct 26, 2021
Instrument	2021E0117655

Lender

Name	RIVER REGION CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 14, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	701 N UNION ST, INDEPENDENCE, MO 64050-2430
Document Number	0000E67378
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	701 N UNION ST INDEPENDENCE MO 640502430, INDEPENDENCE, MO 64050-2430

Mortgage

Document Number	0000E67378
Date	Aug 26, 2019
Instrument	67378E

Lender

Name	MISSOURI CU
Type	Credit Union
Address	COLUMBIA, MO 65205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 701 N Union St was $1,858, up 7.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,013 (-) Land $5,552 Building $46,461	$273,750 (-)
2025	$1,858.00 (+7.09%)	$52,013 Land $5,552 Building $46,461	$273,750
2024	$1,735.00 (+2.36%)
2023	$1,695.00	$50,099 Land $5,654 Building $44,445	$263,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 701 N Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 N Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: KC Web, Wisper ISP.

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