701 N Howard St, Gary, IN 46403 Property Records

Lake County property record for 701 N Howard St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,428 sqft · built 1956
Lot Size0.162 acres (7,100 sqft)
OwnerOwner Name on File
Tax Bill$6,793 (2024)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-43-0071-0001

Property Details

APN / Parcel Number

Primary APN001-25-43-0071-0001
Alternative APNs
  • 45-05-31-277-001.000-004
  • 254300710001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories3 Stories
Building Area4,428 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1975
Construction TypeWood
Roof MaterialAsphalt
Lot Area7,100 sqft (0.162 acres)
Lot Dimensions97 ft deep x 101 ft wide
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-43-0071-0001
Old Parcel Number254300710001
Street Address701 N HOWARD ST
CityGARY
StateIN
Zip46403-1120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY BEACH 3RD SUB. L.1 BL.D
Legal SubdivisionGARY BEACH 03
Legal BlockD
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1002
Census Tract10206

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address6212 US HIGHWAY 6, PORTAGE, IN 46368-5057

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2005
Deed SaleJan 5, 2005
Prior SaleJan 5, 2005
Deed Document Number2005000418
Last Transfer DateMar 4, 2009
Transfer Doc0000013397
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address701 N HOWARD ST, GARY, IN 46403-1120
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026607
DateSep 8, 2021
Instrument2021-526607
Lender
NameVILLAGE BANK & TRUST
TypeBank
AddressARLINGTON HEIGHTS, IL 60004
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term59 Months
DueAug 18, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$527,800 (+92.28%) Land $148,000 Building $379,800$527,800 (+92.28%) Land $148,000 Building $379,800
2024$6,793.00 (+17.42%)
2023$274,500 (+25.34%) Land $61,400 Building $213,100$274,500 (+25.34%) Land $61,400 Building $213,100
2022$5,785.00$219,000 Land $17,500 Building $201,500$219,000 Land $17,500 Building $201,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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