701 N 3rd St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 701 N 3rd St, Saint Joseph, IL 61873

Property Summary

Property TypeCommercial
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Dec 2003)
Tax Bill$13,156 (2024)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN28-22-11-326-014

Property Details

APN / Parcel Number

Primary APN28-22-11-326-014

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address701 N 3RD ST
CitySAINT JOSEPH
StateIL
Zip61873-9225
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT PT 16 WOODARDS NORTHGATE PLAZA 1ST SUB
Legal Range10E
Legal Township19N
Legal Section11
Legal SubdivisionWOODARDS NORTHGATE PLAZA 1ST SUB
Legal Lot Number16
JurisdictionCHAMPAIGN IL
Township / Civil DivisionST. JOSEPH
Census Block Group2
Census Block2001
Census Tract10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1678 EDEN PL, ROCKFORD, IL 61107-5401
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2003 · Amount on Record
Deed SaleDec 31, 2003 · Amount on Record
Deed Document Number200355737
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address701 N 3RD ST, SAINT JOSEPH, IL 61873-9225
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016517
DateSep 21, 2018
Instrument2018R16517
Lender
NameLONGVIEW BANK
TypeBank
AddressOGDEN, IL 61859
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueSep 19, 2023
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSt. Joseph Township
MunicipalitySt. Joseph Village
Elementary School DistrictSt. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$200,920 (+25.29%) Land $10,860 Building $190,060$602,760 (+25.29%) Land $32,580 Building $570,180
2024$13,156.00 (+11.52%)
2022$11,797.00$160,360 Land $8,670 Building $151,690$481,080 Land $26,010 Building $455,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on N 3rd St

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