701 N 1st St, Jay, OK 74346 Property Records

Delaware County property record for 701 N 1st St, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,359 sqft
Lot Size	0.712 acres (31,000 sqft)
Owner	Individual Name on File
Last Sale	$99,700 (Aug 2013)
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23N23E-36-0-50170-028-0027`

Property Details

APN / Parcel Number

Primary APN	`23N23E-36-0-50170-028-0027`
Alternative APNs	`0014791` `14791`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,359 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Stone
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	31,000 sqft (0.712 acres)
Lot Dimensions	155 ft deep x 200 ft wide
Garage Type	Mixed
Garage Area	999 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14791
Street Address	701 N 1ST ST
City	JAY
State	OK
Zip	74346-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKMORE LOTS 20 THRU 27 BLK 28 & N 25' BROADWAY AVE ADJ TO LOTS 20 THRU 27 2047-573
Legal Range	23E
Legal Township	23N
Legal Section	36
Legal Subdivision	JAY-CREEKMORE
Legal Block	28
Legal Lot Number	20-27
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	2
Census Block	2026
Census Tract	376000

Owner

701 N 1st St is owned and occupied by an individual who bought it in August 2013.

Source: Delaware County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	701 N 1ST ST, JAY, OK 74346-2515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 9, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2013 · Amount on File
Deed Sale	Aug 22, 2013 · Amount on File
Deed Document Number	20137195
Deed Book / Page	2047 / 573
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	701 N 1ST ST, JAY, OK 74346-2515
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002637/420
Date	Feb 12, 2026
Book Page	2637/420
Instrument	I-2026-001175

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	701 N 1ST ST, JAY, OK 74346-2515
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002416/841
Date	Dec 9, 2021
Book Page	2416/841
Instrument	2021-013228

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 701 N 1st St was $1,158 with a homeowner's exemption, up 1.1% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,404 (+3%) Land $1,422 Building $12,982	$125,254 (-29.53%) Land $12,361 Building $112,893
2025	$1,158.00 (+1.14%) Homeowner's exemption	$13,985 (+3%) Land $1,380 Building $12,605	$177,752 (-) Land $17,750 Building $160,002
2024	$1,145.00 (+6.12%) Homeowner's exemption	$13,578 (+3%) Land $1,340 Building $12,238	$177,752 (+20.6%) Land $17,750 Building $160,002
2023	$1,079.00 Homeowner's exemption	$13,183 Land $1,300 Building $11,883	$147,386 Land $12,500 Building $134,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 701 N 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 N 1st St is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200

May also be available: Verizon.

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