Garfield County property record for 701 Main St, Garber, OK 73738
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 1,700 sqft · built 1920 |
| Lot Size | 0.321 acres (13,999 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $701 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26763 |
| Primary APN | 26763 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,999 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 308 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 26763 |
|---|---|
| Street Address | 701 MAIN ST |
| City | GARBER |
| State | OK |
| Zip | 73738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1-4 BLOCK 24 SD-G47 GARBER'S ADDN TO GARBER SW/4 25-23-4 |
| Legal Range | 04W |
| Legal Township | 23N |
| Legal Section | 25 |
| Legal Subdivision | GARBER'S TO GARBER |
| Legal Block | 24 |
| Legal Lot Number | 1-4 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | NORTH GARFIELD |
| Census Block Group | 4 |
| Census Block | 4068 |
| Census Tract | 1100 |
701 Main St is owned by two individuals who acquired it in September 2025.
Source: Garfield County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 701 MAIN ST, 82, GARBER, OK 73738 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK |
| Sep 29, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 |
| Deed Sale | Sep 30, 2025 |
| Prior Sale | Sep 29, 2021 · Amount on File |
| Deed Document Number | 20258100 |
| Deed Book / Page | 2726 / 788 |
| Prior Transfer Date | Sep 19, 2022 |
| Prior Transfer Doc | 0000009075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Sep 30, 2025 |
| Property Address | 701 MAIN ST, GARBER, OK 73738 |
| Document Number | 002726/788 |
| Book / Page | 2726 / 788 |
| Instrument Date | Sep 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | GUARANTY ABSTRACT COMPANY, GUARANTEE ABSTRACT COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 701 MAIN ST # 82, 82, GARBER, OK 73738 |
| Document Number | 0002726791 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2726/791 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Sep 29, 2021 |
| Property Address | 701 MAIN ST, GARBER, OK 73738 |
| Document Number | 002555/673 |
| Book / Page | 2555 / 673 |
| Instrument Date | Sep 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 31, GARBER, OK 73738-0031 |
| Document Number | 0002555674 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2555/674 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 15, 2036 |
The 2025 property tax bill for 701 Main St was $701, up 2.5% from the year before.
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Municipality | Garber City |
| Unified School District | Garber Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,343 (+106.17%) Land $750 Building $13,593 | $114,742 (+1.85%) Land $6,000 Building $108,742 | |
| 2025 | $701.00 (+2.49%) | $6,957 (+5%) Land $659 Building $6,298 | $112,654 (-6%) Land $5,270 Building $107,384 |
| 2024 | $684.00 (+5.07%) | $6,626 (+5.01%) Land $659 Building $5,967 | $119,847 (+137.41%) Land $5,270 Building $114,577 |
| 2023 | $651.00 | $6,310 Land $659 Building $5,651 | $50,480 Land $5,270 Building $45,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 701 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 701 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARBER MUNICIPAL AUTHORITY serves 725 people · EPA ID OK2002416 |
|---|---|
| Water Source | Purchased groundwater from ENID |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Carbon tetrachloride resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pioneer Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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