701 Main St, Deary, ID 83823 Property Records

Latah County property record for 701 Main St, Deary, ID 83823

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Tax Bill	$2,954 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2022 Second Mortgage + 2 more
APN	`RPD1280020004B`

Property Details

APN / Parcel Number

Primary APN	`RPD1280020004B`
Alternative APN	`RPD1280020005AT`

Location & Zoning

Street Address	701 MAIN ST
City	DEARY
State	ID
Zip	83823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEARY ORIGINAL BLK 20 LOTS 4, 5 & 6
Legal Block	20
Legal Lot Number	4-6
Jurisdiction	LATAH ID
Township / Civil Division	DEARY-BOVILL
Census Block Group	2
Census Block	2002
Census Tract	5600

Owner

Source: Latah County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 93, DEARY, ID 83823-0093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage IDAHO CENTRAL CU
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POTLATCH NO 1 FCU
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage POTLATCH NO 1 FCU
May 16, 2017	Intrafamily Transfer, Transfer HENDERSON DEARY HOME LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Nov 6, 2015
Last Transfer Date	May 16, 2017
Transfer Doc	0000585467
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LATAH ID
Property Address	701 MAIN ST, DEARY, ID 83823
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000641956
Date	Sep 24, 2025
Instrument	641956

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LATAH ID
Property Address	701 MAIN ST, DEARY, ID 83823
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	MOSCOW TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000626040
Date	Sep 30, 2022
Instrument	626040

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union
Address	LEWISTON, ID 83501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 9, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LATAH ID
Property Address	701 MAIN ST, DEARY, ID 83823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MOSCOW TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	605992
Date	Jun 2, 2020
Instrument	605992

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union
Address	LEWISTON, ID 83501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LATAH ID
Recording Date	May 16, 2017
Property Address	701 MAIN ST, DEARY, ID 83823
Document Number	0000585467
Instrument Date	May 10, 2017
Instrument	585467
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 93, DEARY, ID 83823-0093

Mortgage

Document Number	0000585468
Date	May 16, 2017
Instrument	585468

Lender

Name	HENDERSON DEARY HOME LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	115 Months
Due	Dec 21, 2026

Tax Assessment & Valuation

Source: Latah County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Latah County
Municipality	Deary City
Unified School District	Whitepine Joint School District 288 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,954.00 (+28.05%) Homeowner's exemption	$455,385 (+16.84%) Land $47,300 Building $408,085	$455,385 (+16.84%) Land $47,300 Building $408,085
2023	$2,307.00 Homeowner's exemption	$389,742 Land $34,500 Building $355,242	$389,742 Land $34,500 Building $355,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · lower than 63% of Idaho
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DEARY serves 529 people · EPA ID ID2290008
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Air Bridge Broadband Fixed Wireless · not low latency	300 / 300
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Inland Cellular Telephone Company Fixed Wireless	50 / 5
First Step Internet Fixed Wireless	25 / 4

May also be available: Spectrum.

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