701 Locust St, Washington, MO 63090 Property Records

Franklin County property record for 701 Locust St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,476 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,436 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-1-061-494.100`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-1-061-494.100`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area

Exterior

Year Built	Built 1900
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	701 LOCUST ST
City	WASHINGTON
State	MO
Zip	63090-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UN NUMBERED LOT SHAMROCK CORNER
Legal Range	01W
Legal Township	44
Legal Section	22
Legal Quarter	NE
Legal Subdivision	SHAMROCK CORNER
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4009
Census Tract	800201

Owner

701 Locust St is owned and occupied by an individual who acquired it in December 2025.

Source: Franklin County records, as of January 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	701 LOCUST ST, WASHINGTON, MO 63090-2838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES
Jan 31, 2024	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Mar 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025
Deed Sale	Dec 3, 2025
Prior Sale	Jan 31, 2024
Deed Document Number	2515415
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 3, 2025
Property Address	701 LOCUST ST, WASHINGTON, MO 63090-2838
Document Number	0002515415
Map Reference	PB C PG 67
Instrument Date	Nov 24, 2025
Instrument	2515415
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	TRUST TITLE COMPANY, TRUE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2101 AUTUMN HOLLOW CIR, WENTZVILLE, MO 63385-6454

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	701 LOCUST ST, WASHINGTON, MO 63090-2838

Mortgage

Document Number	0002515416
Date	Dec 3, 2025
Instrument	2515416

Lender

Name	PREMIER MORTGAGE RESOURCES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 31, 2024
Property Address	701 LOCUST ST, WASHINGTON, MO 63090-2838
Document Number	0002401117
Map Reference	PB C PG 67
Instrument Date	Jan 25, 2024
Instrument	2401117
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33257 N PALMYRA RD, WARRENTON, MO 63383-4734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 LOCUST ST, WASHINGTON, MO 63090-2838

Mortgage

Document Number	0002401118
Date	Jan 31, 2024
Instrument	2401118

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Mar 7, 2022
Property Address	701 LOCUST ST, WASHINGTON, MO 63090-2838
Document Number	0002203498
Map Reference	PB C PG67
Instrument Date	Jan 18, 2022
Instrument	2203498
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 LOCUST ST, 701, WASHINGTON, MO 63090-2838

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	701 LOCUST ST, WASHINGTON, MO 63090-2838

Mortgage

Document Number	0002203499
Date	Mar 7, 2022
Instrument	2203499

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 701 Locust St was $1,436.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,436.00	$25,760	$135,580 Land $22,680 Building $112,900
2023	$1,414.00 (+14.4%)	$24,909	$131,100 Land $22,680 Building $108,420
2022	$1,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 701 Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 701 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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