701 Irving Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 701 Irving Ave, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,334 sqft · built 1876
Owner	Individual Name on Record
Last Sale	$780,000 (Oct 2025)
Tax Bill	$1,361 (2025)
Deeds & Mortgages	May 2017 Refinance Aug 2007 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3A1-2-37-19`

Property Details

APN / Parcel Number

Primary APN	`3A1-2-37-19`
Alternative APN	`23989`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,334 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Mud Sill
Roof Material	Composition Shingle
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	23989
Old Parcel Number	3A1-2-37-19
Street Address	701 IRVING AVE
City	COLONIAL BEACH
State	VA
Zip	22443-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	EASTERN 115 FT OF LOTS 19 & 20 BK 37DB 946 PG 1760
Legal Block	37
Legal Lot Number	19-20 20
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2010
Census Tract	10402

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	701 IRVING AVE, COLONIAL BEACH, VA 22443-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Aug 28, 2007	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Oct 24, 2025	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP
Aug 18, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Aug 18, 2021
Deed Document Number	0009961981
Deed Book / Page	996 / 1981
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	701 IRVING AVE, COLONIAL BEACH, VA 22443-2707
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000895923
Date	May 22, 2017
Instrument	895923

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Interest

Rate Type	Adjustable Rate

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	701 IRVING AVE, COLONIAL BEACH, VA 22443-2707
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000773/152
Date	Aug 28, 2007
Book Page	773/152

Lender

Name	SUNTRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 24, 2025
Property Address	701 IRVING AVE, COLONIAL BEACH, VA 22443-2707
Document Number	00996/1981
Book / Page	996 / 1981
Instrument Date	Oct 21, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TERRY TITLE, TERRYS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	701 IRVING AVE, COLONIAL BEACH, VA 22443-2707

Mortgage

Document Number	0009961983
Date	Oct 24, 2025
Instrument	996/1983

Lender

Name	ATLANTIC BAY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 18, 2021
Property Address	701 IRVING AVE, COLONIAL BEACH, VA 22443-2707
Document Number	09461760
Instrument Date	Aug 9, 2021
Instrument	09461760
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6990 CATON WOODS CT, SPRINGFIELD, VA 22150-3074

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,361.00	$324,100 (-) Land $138,800 Building $185,300	$324,100 (-) Land $138,800 Building $185,300
2024	$1,361.00 (+5.02%)	$324,100 (-) Land $138,800 Building $185,300	$324,100 (-) Land $138,800 Building $185,300
2023		$324,100 Land $138,800 Building $185,300	$324,100 Land $138,800 Building $185,300
2022	$1,296.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Nearby Flood Policies	103 units insured incl. 8 condo units
Nearby Flood Claims	3 (2015–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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