Cumberland Town property record for 701 High St, Cumberland, RI 02864
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,440 sqft · built 1885 |
| Lot Size | 0.404 acres (17,598 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Nov 2023) |
| Tax Bill | $5,770 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2024 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0017-47 |
| Primary APN | 3-0017-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,440 sqft Living Area |
| Gross Area | 5,321 sqft |
| 1st Floor Area | 1,504 sqft |
| Attic | Attic |
| Attic Area | 936 sqft |
| Basement Area | 528 sqft |
| Unfinished Basement | 528 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,598 sqft (0.404 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3-0017-47 |
|---|---|
| Street Address | 701 HIGH ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-7530 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 100 |
| Legal Block | 43 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11200 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 701 HIGH ST, CUMBERLAND, RI 02864-7530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 14, 2026 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE, INC |
| Aug 9, 2024 | Quit Claim Deed, Transfer · Stand-Alone Refinance NEW AMERICAN FUNDING |
| Nov 9, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2023 · Amount on File |
| Deed Sale | Nov 9, 2023 · Amount on File |
| Deed Book / Page | 1967 / 81 |
| Last Transfer Date | Aug 5, 2024 |
| Transfer Doc | 001983-887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | May 14, 2026 |
| Property Address | 701 HIGH ST, CUMBERLAND, RI 02864-7530 |
| Document Number | 02029-0829 |
| Book / Page | 2029 / 829 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026154930 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 701 HIGH ST, CUMBERLAND, RI 02864-7530 |
| Investor | Possibly a Property Investor |
| Date | May 14, 2026 |
|---|
| Name | GUARANTEED RATE, INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Aug 9, 2024 |
| Property Address | 701 HIGH ST, CUMBERLAND, RI 02864-7530 |
| Document Number | 001983-887 |
| Book / Page | 1983 / 887 |
| Instrument Date | Aug 5, 2024 |
| Instrument | 2024145207 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 701 HIGH ST, CUMBERLAND, RI 02864-7530 |
| Document Number | 2024145208 |
|---|---|
| Date | Aug 9, 2024 |
| Instrument | 2024145208 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Nov 9, 2023 |
| Property Address | 701 HIGH ST, CUMBERLAND, RI 02864-7530 |
| Document Number | 0001967-81 |
| Book / Page | 1967 / 81 |
| Instrument Date | Nov 7, 2023 |
| Instrument | 141359 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Investor | Possibly a Property Investor |
| Document Number | 0000141360 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 141360 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,770.00 (-1.6%) | $576,400 (+20.61%) Land $180,600 Building $395,800 | $544,639 |
| 2025 | $5,864.00 (+5.6%) | $477,900 (-) Land $132,300 Building $345,600 | |
| 2023 | $5,553.00 (+31.78%) | $477,900 (+70.01%) Land $132,300 Building $345,600 | |
| 2022 | $4,214.00 | $281,100 Land $94,100 Building $187,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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