Kosciusko County property record for 701 E Main St, Warsaw, IN 46580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,642 sqft · built 1924 |
| Lot Size | 0.129 acres (5,610 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,200 (Oct 2018) |
| Tax Bill | $2,773 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-708027-96 |
| Primary APN | 004-708027-96 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,642 sqft Living Area |
| 1st Floor Area | 3,642 sqft |
| Basement Area | 1,107 sqft |
| Unfinished Basement | 1,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 5,610 sqft (0.129 acres) |
| Lot Dimensions | 85 ft deep x 66 ft wide |
| Terrain | High |
| Shed | 1 Shed |
| Shed Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000007729 |
|---|---|
| Street Address | 701 E MAIN ST |
| City | WARSAW |
| State | IN |
| Zip | 46580-3354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 4-44-92 66 X 85' N MAIN ST OL 9 LANSDALES ADD |
| Legal Range | 6 |
| Legal Township | 32 |
| Legal Section | 8 |
| Legal Subdivision | LANSDALES ADD |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 961900 |
Source: Kosciusko County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 701 E MAIN ST, WARSAW, IN 46580-3354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Oct 3, 2018 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2018 · Amount on File |
| Deed Sale | Oct 3, 2018 · Amount on File |
| Prior Sale | Jan 8, 2013 · Amount on File |
| Deed Document Number | 2018100222 |
| Prior Transfer Date | Jan 24, 2012 |
| Prior Transfer Doc | 2012031190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Jul 22, 2026 |
| Property Address | 701 E MAIN ST, WARSAW, IN 46580-3354 |
| Document Number | 0000070779 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202670779 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 701 E MAIN ST, WARSAW, IN 46580-3354 |
| Document Number | 0000070779, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202670779 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 267 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Oct 3, 2018 |
| Property Address | 701 E MAIN ST, WARSAW, IN 46580-3354 |
| Document Number | 2018100222 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 2018100222 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 701 E MAIN ST, WARSAW, IN 46580-3354 |
| Document Number | 2018100223 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 2018100223 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Number | 2018100223 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 2018100223 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Wayne Township |
| Municipality | Warsaw City |
| Unified School District | Warsaw Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,773.00 (-34.07%) Homeowner's exemption | $235,300 (+5.61%) Land $23,300 Building $212,000 | $235,300 (+5.61%) Land $23,300 Building $212,000 |
| 2024 | $4,206.00 (+63.79%) Homeowner's exemption | $222,800 (+2.86%) Land $17,600 Building $205,200 | $222,800 (+2.86%) Land $17,600 Building $205,200 |
| 2023 | $2,568.00 (+13.53%) | $216,600 (+11.59%) Land $17,600 Building $199,000 | $216,600 (+11.59%) Land $17,600 Building $199,000 |
| 2022 | $2,262.00 Homeowner's exemption | $194,100 Land $14,600 Building $179,500 | $194,100 Land $14,600 Building $179,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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