701 E Main Cross St, Edinburgh, IN 46124 Property Records

Johnson County property record for 701 E Main Cross St, Edinburgh, IN 46124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,826 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$2,117 (2025)
Deeds & Mortgages	Mar 2023 Transfer Apr 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`91003431001/00`

Property Details

APN / Parcel Number

Primary APN	`91003431001/00`
Alternative APNs	`41-12-34-042-008.000-002` `00001116531`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft
Basement Area	745 sqft
Unfinished Basement	745 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1945
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	184 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	530 sqft
Porch	Porch
Porch Area	200 sqft
Deck Area	600 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001116531
Street Address	701 E MAIN CROSS ST
City	EDINBURGH
State	IN
Zip	46124-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BREEDINGS 1ST ADD LOT 1 PT NW SE S34 T11 R5
Legal Range	5
Legal Township	11
Legal Section	34
Legal Subdivision	BREEDINGS 1ST ADD
Legal Lot Number	1
Jurisdiction	JOHNSON IN
Township / Civil Division	BLUE RIVER
Census Block Group	3
Census Block	3004
Census Tract	611300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Toner Historic District listed 2011 · 66 contributing resources · NRIS 11000127

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 E MAIN CROSS ST, EDINBURGH, IN 46124-1533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Transfer on Death Deed, Transfer
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 6, 2023
Transfer Doc	2023004495
Record Updated	Sep 20, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JOHNSON IN
Recording Date	Mar 31, 2023
Property Address	701 E MAIN CROSS ST, EDINBURGH, IN 46124-1533
Document Number	2023004495
Instrument Date	Mar 6, 2023
Instrument	2023-004495
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	701 E MAIN CROSS ST, EDINBURGH, IN 46124-1533

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	701 E MAIN CROSS ST, EDINBURGH, IN 46124-1533
Transaction Type	Mortgage
Record Updated	Apr 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019006661
Date	Apr 5, 2019
Instrument	2019-006661

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Mar 14, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Blue River Township
Municipality	Edinburgh Town
Unified School District	Edinburgh Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,117.00 (-0.09%) Homeowner's exemption	$196,600 (+15.11%) Land $16,200 Building $180,400	$196,600 (+15.11%) Land $16,200 Building $180,400
2024	$2,119.00 (+0.33%)
2023	$2,112.00 (+13.49%) Homeowner's exemption	$170,800 (+11.05%) Land $16,200 Building $154,600	$170,800 (+11.05%) Land $16,200 Building $154,600
2022	$1,861.00 (+45.73%) Homeowner's exemption	$153,800 Land $16,200 Building $137,600	$153,800 Land $16,200 Building $137,600
2021	$1,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	12 (1982–2019)
Most Recent Claim	May 2019 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDINBURGH WATER UTILITY serves 4,480 people · EPA ID IN5241002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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