701 Deforest Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 701 Deforest Ave, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,460 sqft · built 1962
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$249,000 (Aug 2022)
Tax Bill$5,602 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.10-2-1

Property Details

APN / Parcel Number

Primary APN422800 59.10-2-1
Alternative APN
  • 280005901000020010000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,460 sqft Living Area
1st Floor Area1,028 sqft
Basement Area432 sqft
Finished Basement432 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2000
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions115 ft deep x 77 ft wide
Garage TypeBasement

Exterior Amenities

PorchSlab
Porch Area150 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address701 DEFOREST AVE
CitySCHENECTADY
StateNY
Zip12303-3925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description239 240 R,G,HBKF MAQUA HEIGHTS 3.-244-5
Legal SubdivisionMAQUA HEIGHTS
Legal Block2
Legal Lot Number1.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group5
Census Block5006
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address701 DEFOREST AVE, SCHENECTADY, NY 12303-3925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Aug 3, 2022Warranty Deed, Transfer · FHA Mortgage
MEADOWBROOK FINCL MTG BANKERS CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2022 · Amount on Record
Deed SaleAug 3, 2022 · Amount on Record
Prior SaleJul 1, 2014 · Amount on Record
Deed Document Number202240883
Deed Book / Page2090 / 37
Prior Transfer DateMar 18, 2013
Prior Transfer Doc0000052673
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address701 DEFOREST AVE, SCHENECTADY, NY 12303-3925
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 DEFOREST AVE, SCHENECTADY, NY 12303-3925

Mortgage

Document Number0000004798
DateFeb 4, 2021
Book Page5067/257
Instrument202104798
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term281 Months
DueJul 1, 2044

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 3, 2022
Property Address701 DEFOREST AVE, SCHENECTADY, NY 12303-3925
Document Number0000040883
Book / Page2090 / 37
Instrument DateJul 29, 2022
Instrument202240883
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$996.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address701 DEFOREST AVE, SCHENECTADY, NY 12303-3925

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1071 CONGRESS ST, SCHENECTADY, NY 12303-1733

Mortgage

Document Number0000040884
DateAug 3, 2022
Instrument202240884
Lender
NameMEADOWBROOK FINCL MTG BANKERS CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,602.00 (+1.91%)
2025$5,497.00$150,000 (-) Land $9,000 Building $141,000$230,800 (+16.92%) Land $13,848 Building $216,952
2023$150,000 Land $9,000 Building $141,000$197,400 Land $11,844 Building $185,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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