St. Charles County property record for 701 Decatur St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,912 sqft · built 1930 |
| Lot Size | 0.121 acres (5,280 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,999 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020510A000 |
| Primary APN | 020510A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,912 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Basement Area | 1,282 sqft |
| Finished Basement | 355 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Lot Area | 5,280 sqft |
| Lot Dimensions | 132 ft deep x 40 ft wide |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 196 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 020510A000 |
|---|---|
| Old Parcel Number | 020510A000 |
| Street Address | 701 DECATUR ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF2 |
| Legal Description | PT CITY BLK 218 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Block | 218 |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 310400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Commons Neighborhood Historic District listed 2017 · 243 contributing resources · NRIS 100000851 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
701 Decatur St is owned and occupied by an individual who acquired it in July 2024.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 701 DECATUR ST, SAINT CHARLES, MO 63301-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2021 |
| Deed Sale | Mar 1, 2021 |
| Prior Sale | Mar 1, 2021 |
| Deed Document Number | 0000017805 |
| Last Transfer Date | Jul 18, 2024 |
| Transfer Doc | 0000028492 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 1, 2021 |
| Property Address | 701 DECATUR ST, SAINT CHARLES, MO 63301-1920 |
| Document Number | 2021R017805 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021R-017805 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 189 SOUTHERN OAKS DR, 189, SAINT CHARLES, MO 63303-4072 |
| Name | Verified Name |
|---|---|
| Address | 701 DECATUR ST, SAINT CHARLES, MO 63301-1920 |
| Document Number | 2021R017806 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021R-017806 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 701 Decatur St was $2,999.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,999.00 | $47,808 | $251,620 Land $50,000 Building $201,620 |
| 2023 | $45,588 | ||
| 2022 | $239,931 Land $37,500 Building $202,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 701 Decatur St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1985) |
| Most Recent Claim | Aug 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 701 Decatur St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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