Madison County property record for 701 Cedar Rd, Saint Jacob, IL 62281
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 2,088 sqft · built 2021 |
| Lot Size | 12.5 acres (545,371 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,141 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2019 Mortgage + 1 more |
| APN | 05-1-23-28-00-000-001-001 |
| Primary APN | 05-1-23-28-00-000-001-001 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Lot Area | 545,371 sqft (12.5 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 701 CEDAR RD |
|---|---|
| City | SAINT JACOB |
| State | IL |
| Zip | 62281-1849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART NORTHWEST NORTHWEST |
| Jurisdiction | MADISON IL |
| Township / Civil Division | ST. JACOB |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 403702 |
701 Cedar Rd is owned and occupied by an individual.
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 701 CEDAR RD, SAINT JACOB, IL 62281-1849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| May 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Aug 8, 2018 | Trustee's Deed, Construction Loan · Line of Credit UNITED CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 701 CEDAR RD, SAINT JACOB, IL 62281-1849 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000042802 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021R42802 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 701 CEDAR RD, SAINT JACOB, IL 62281-1849 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014738 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 2019R14738 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Aug 8, 2018 |
| Property Address | 701 CEDAR RD, SAINT JACOB, IL 62281-1849 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 24532 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 701 CEDAR RD ST JACOB IL 62281, ST JACOB, IL 62281 |
| Document Number | 0000024532 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 24532 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BUNKER HILL, IL 62014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
The 2025 property tax bill for 701 Cedar Rd was $12,141, up 9.2% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | St. Jacob Township |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,141.00 (+9.19%) | $187,140 Land $42,900 Building $144,240 | $561,420 Land $128,700 Building $432,720 |
| 2024 | $11,119.00 | ||
| 2022 | $9,191.00 | $132,180 Land $32,250 Building $99,930 | $396,937 Land $96,847 Building $300,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 701 Cedar Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 701 Cedar Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HomeTel Fiber | 1,000 / 1,000 |
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