701 Cardinal St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 701 Cardinal St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,456 sqft · built 2021
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$524,900 (Feb 2023)
Tax Bill	$3,029 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`988307784279`

Property Details

APN / Parcel Number

Primary APN	`988307784279`
Alternative APNs	`988302784279` `004389002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Lot Area	10,500 sqft (0.241 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	988307784279
Old Parcel Number	988302784279
Street Address	701 CARDINAL ST
City	KILL DEVIL HILLS
State	NC
Zip	27948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 8 BLK: 19 SEC: PL: 2 SL: 18
Legal Subdivision	KILL DEVIL HILLS REALTY CORP
Legal Block	19
Legal Lot Number	8
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1033
Census Tract	970302

Owner

Source: Dare County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	701 CARDINAL ST, KILL DEVIL HILLS, NC 27948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2023	Warranty Deed, Transfer · Conventional Mortgage BAYPORT CU
Mar 3, 2022	Warranty Deed, Transfer
Apr 27, 2021	Warranty Deed, Construction Loan · Construction Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2023 · Amount on Record
Deed Sale	Feb 20, 2023 · Amount on Record
Prior Sale	Mar 3, 2022 · Amount on Record
Deed Document Number	0000266754
Deed Book / Page	2667 / 54
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Feb 20, 2023
Property Address	701 CARDINAL ST, KILL DEVIL HILLS, NC 27948
Document Number	0002667/54
Book / Page	2667 / 54
Map Reference	MB 2 PG 18
Instrument Date	Feb 20, 2023
Instrument	700126934
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 417, NAGS HEAD, NC 27959-0417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 CARDINAL ST, KILL DEVIL HILLS, NC 27948

Mortgage

Document Number	0700126935
Date	Feb 20, 2023
Instrument	700126935

Lender

Name	BAYPORT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Mar 3, 2022
Property Address	701 CARDINAL ST, KILL DEVIL HILLS, NC 27948
Document Number	002597/567
Book / Page	2597 / 567
Map Reference	MB 2 PG 18
Instrument Date	Mar 3, 2022
Instrument	700114279
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 CARDINAL ST, KILL DEVIL HILLS, NC 27948-7643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 417, NAGS HEAD, NC 27959-0417

April 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 27, 2021
Property Address	701 CARDINAL ST, KILL DEVIL HILLS, NC 27948
Document Number	002498/310
Book / Page	2498 / 310
Map Reference	MB 2 PG 18
Instrument Date	Apr 20, 2021
Instrument	700097715
Transaction Type	Construction Loan
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$242.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 668, NAGS HEAD, NC 27959-0668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 CARDINAL ST, KILL DEVIL HILLS, NC 27948-7643
Investor	Possibly a Property Investor

Mortgage

Document Number	0700097716
Date	Apr 27, 2021
Instrument	700097716

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	376 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.99%
Index	1-Year CMT
Margin	3
Max Rate	8.99%

Tax Assessment & Valuation

Source: Dare County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,029.00 (+29.61%)	$557,700 (+80.25%) Land $165,400 Building $392,300
2023	$2,337.00	$309,400 Land $80,300 Building $229,100
2020			$557,700 Land $165,400 Building $392,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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