701 Bluff St, Prairie Du Rocher, IL 62277 Property Records

Randolph County property record for 701 Bluff St, Prairie Du Rocher, IL 62277

Property Summary

Property Type	Single Family Home
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Aug 2025)
Tax Bill	$1,252 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-026-006-00`

Property Details

APN / Parcel Number

Primary APN	`15-026-006-00`

Exterior

Lot Area	19,166 sqft (0.44 acres)

Location & Zoning

Street Address	701 BLUFF ST
City	PRAIRIE DU ROCHER
State	IL
Zip	62277-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	280/625 2025R02404 SW 1/2 NW 1/2 LOT 4 BLK 8 VILLAGE OF PRAIRIE DU ROCHER
Legal Subdivision	VILLAGE
Legal Block	8
Legal Lot Number	4
Jurisdiction	RANDOLPH IL
Township / Civil Division	PRAIRIE DU ROCHER
Census Block Group	1
Census Block	1029
Census Tract	950900

Owner

701 Bluff St is owned and occupied by two individuals who bought it in August 2025.

Source: Randolph County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	701 BLUFF ST, PRAIRIE DU ROCHER, IL 62277-2245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on File
Deed Sale	Aug 21, 2025 · Amount on File
Deed Document Number	20252404
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	701 BLUFF ST, PRAIRIE DU ROCHER, IL 62277-2245
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00185
Date	Jan 14, 2021
Instrument	2021R00185

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	701 BLUFF ST, PRAIRIE DU ROCHER, IL 62277-2245
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00183
Date	Jan 14, 2021
Instrument	2021R00183

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 701 Bluff St was $1,252 with exemptions applied, up 10.8% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Secondary School District	Chester Non-High School District 122 (09 - 12)
Elementary School District	Prairie du Rocher Community Consolidated School District 134 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,252.00 (+10.8%) Homeowner's exemption Senior Citizen's exemption	$31,830 (+6.83%) Land $2,170 Building $29,660	$95,490 (+6.83%) Land $6,510 Building $88,980
2024	$1,130.00 Homeowner's exemption Senior Citizen's exemption	$29,795 Land $2,030 Building $27,765	$89,385 Land $6,090 Building $83,295
2022	$1,207.00 Homeowner's exemption	$26,085 Land $1,775 Building $24,310	$78,255 Land $5,325 Building $72,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 701 Bluff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 97 policies
Nearby Flood Policies	97 in force
Nearby Flood Claims	65 (1984–2017)
Claims Outside the SFHA	10 of 65
Most Recent Claim	Apr 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 3 claims Severe Storms & Flooding, Sep 1993 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 Bluff St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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