Kane County property record for 701 Arrowhead Ln, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,006 sqft · built 1991 |
| Lot Size | 0.185 acres (8,075 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,422 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-201-033 |
| Primary APN | 09-25-201-033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,006 sqft Living Area |
| Basement Area | 748 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,075 sqft (0.185 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 701 ARROWHEAD LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-8646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 71 IN CHARLEMAGNE SUB PHASE 2 |
| Legal Subdivision | CHARLEMAGNE SUB |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 71 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 852004 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 701 ARROWHEAD LN, SAINT CHARLES, IL 60174-8646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEIGHBORHOODLOANS INC |
| Oct 7, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEIGHBORHOOD LOANS |
| Oct 17, 2023 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 23, 2020 | Loan Modification, Mortgage MIDFIRST BK |
| Mar 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jan 7, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 1, 2018 | Warranty Deed, Transfer · FHA Mortgage PERL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2023 |
| Deed Sale | Oct 17, 2023 |
| Prior Sale | Nov 1, 2018 · Amount on Record |
| Deed Document Number | 202336418 |
| Prior Transfer Date | Oct 6, 2023 |
| Prior Transfer Doc | 0000036418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 29, 2026 |
| Property Address | 701 ARROWHEAD LN, SAINT CHARLES, IL 60174-8646 |
| Document Number | 0000022279 |
| Instrument Date | May 18, 2026 |
| Instrument | 202622279 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 701 ARROWHEAD LN, SAINT CHARLES, IL 60174-8646 |
| Document Number | 0000022279, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202622279 |
| Name | NEIGHBORHOODLOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 5.63% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 701 ARROWHEAD LN, ST CHARLES, IL 60174-8646 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 701 ARROWHEAD LN, SAINT CHARLES, IL 60174-8646 |
| Document Number | 0000039047 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025K039047 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 17, 2023 |
| Property Address | 701 ARROWHEAD LN, ST CHARLES, IL 60174-8646 |
| Document Number | 0000036418 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 2023K036418 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 701 ARROWHEAD LN, SAINT CHARLES, IL 60174-8646 |
| Document Number | 0000036419 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 2023K036419 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 701 ARROWHEAD LN, ST CHARLES, IL 60174-8646 |
| Document Number | 0000022125 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 701 ARROWHEAD LN ST CHARLES IL 601748646, ST CHARLES, IL 60174-8646 |
| Document Number | 0000022125 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 22125 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 3, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 701 ARROWHEAD LN, ST CHARLES, IL 60174-8646 |
| Document Number | 0000025593 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 701 ARROWHEAD LN ST CHARLES IL 601748646, ST CHARLES, IL 60174-8646 |
| Document Number | 0000025593 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 25593 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 7, 2020 |
| Property Address | 701 ARROWHEAD LN, ST CHARLES, IL 60174-8646 |
| Document Number | 0000000757 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 757 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 701 ARROWHEAD LN ST CHARLES IL 601748646, ST CHARLES, IL 60174-8646 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 1, 2018 |
| Property Address | 701 ARROWHEAD LN, ST CHARLES, IL 60174-8646 |
| Document Number | 0000053319 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 2018K053319 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 653 PELICAN LN, 653, SUN PRAIRIE, WI 53590-8000 |
| Name | Verified Name |
|---|---|
| Address | 701 ARROWHEAD LN, SAINT CHARLES, IL 60174-8646 |
| Document Number | 0000053320 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 2018K053320 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate | 5.37% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,422.00 (+3.06%) | $142,347 (+8.53%) Land $40,417 Building $101,930 | $427,212 (+8.53%) Land $121,300 Building $305,912 |
| 2024 | $9,142.00 (+8.06%) | $131,159 (+18.39%) Land $37,240 Building $93,919 | $393,634 (+18.44%) Land $111,765 Building $281,870 |
| 2022 | $8,460.00 (+4.15%) Homeowner's exemption | $110,786 (+4.91%) Land $36,893 Building $73,893 | $332,358 (+4.91%) Land $110,679 Building $221,679 |
| 2021 | $8,123.00 Homeowner's exemption | $105,601 Land $35,166 Building $70,435 | $316,803 Land $105,498 Building $211,305 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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