Osceola County property record for 701 13th St, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Architecture Style | Custom Design |
| Year Built | Built 2015 |
| Square Footage | 3,622 sqft Gross Area |
| Lot Size | 15,550 sqft (0.357 acres) |
| Garage | 17 sqft |
| Tax Bill | $10,663.00 (2024) |
| Primary APN | 01-26-30-0001-0240-0030 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Total Rooms | 11 Rooms |
| Building Area | 3,622 sqft Gross Area |
| 1st Floor | 3,413 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Fire Resistance Class | Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame. |
| Roof Construction | Flat Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,550 sqft (0.357 acres) |
| Depth X Width | 100 ft x 150 ft Depth x Width |
| Garage Area | 17 sqft Garage |
| Porch Area | 209 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 701 13TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4529 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | ST CLOUD PB B PG 34 BLK 240 LOTS 3-6 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 240 |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4058 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0240-0030
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 701 13TH ST, SAINT CLOUD, FL 34769-4529 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK |
| Sep 01, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 01, 2020 | Warranty Deed, Transfer · Commercial Mortgage CENTERSTATE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 25, 2020 |
| Transfer Doc | 0057850621 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 09, 2026 |
| Property Address | 701 13TH ST, SAINT CLOUD, FL 34769-4529 |
| Document Number | 0069530585 |
| Book / Page | 6953 / 585 |
| Instrument Date | Apr 07, 2026 |
| Instrument | 202647746 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 701 13TH ST, SAINT CLOUD, FL 34769-4529 |
| Document Number | 0000047746, |
|---|---|
| Date | Apr 09, 2026 |
| Book Page | 6953/585 |
| Instrument | 202647746 |
| Name | SOUTH STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 01, 2020 |
| Property Address | 701 13TH ST, SAINT CLOUD, FL 34769-4529 |
| Document Number | 0057850621 |
| Book / Page | 005785 / 000621 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 115827 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 723 KEITH CT ST CLOUD FL 347696215, ST CLOUD, FL 34769-6215 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 01, 2020 |
| Property Address | 701 13TH ST, SAINT CLOUD, FL 34769-4529 |
| Document Number | 0057850623 |
| Book / Page | 5785 / 623 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 2020115828 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 723 KEITH CT, 723, SAINT CLOUD, FL 34769-6215 |
| Name | Verified Name |
|---|---|
| Address | 1320 JERSEY AVE, SAINT CLOUD, FL 34769-4245 |
| Document Number | 0005785625 |
|---|---|
| Date | Sep 01, 2020 |
| Instrument | 5785/625 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,940.00 (+11.98%) | $808,400 (+31.17%) Land $213,800 Building $594,600 | $808,400 (+31.17%) Land $213,800 Building $594,600 |
| 2024 | $10,663.00 (+10.26%) | ||
| 2023 | $9,671.00 (+17.57%) | $616,300 (+35.01%) Land $162,400 Building $453,900 | $616,300 (+35.01%) Land $162,400 Building $453,900 |
| 2022 | $8,226.00 | $456,500 Land $135,300 Building $321,200 | $456,500 Land $135,300 Building $321,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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