701 12th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 701 12th St N, Virginia, MN 55792

Property Summary

Property Type	Apartments (5+ Units)
Details	10,304 sqft · built 1950
Lot Size	0.137 acres (5,982 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Apr 2014)
Tax Bill	$14,586 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0110-00520`

Property Details

APN / Parcel Number

Primary APN	`090-0110-00520`
Alternative APN	`877805`

Interior

Units	14 Units
Stories	2 Stories
Building Area	10,304 sqft Gross Area
1st Floor Area	5,152 sqft
Basement Area	5,152 sqft
Unfinished Basement	5,152 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Lot Area	5,982 sqft (0.137 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Steam

Location & Zoning

Account Number	877805
Street Address	701 12TH ST N
City	VIRGINIA
State	MN
Zip	55792-2275
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOTS 17 AND 18 SERIAL #
Legal Subdivision	NORTH SIDE ADDITION TO VIRGINIA
Legal Block	2
Legal Lot Number	17-18
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2019
Census Tract	13000

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 470, VIRGINIA, MN 55792-0470
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MINNESOTA HOUSING FINANCE AGENCY
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BK/THE NORTH
Dec 15, 2017	Deed of Trust, Mortgage AMERICAN BK/THE NORTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2014 · Amount on Record
Deed Sale	Apr 8, 2014 · Amount on Record
Prior Sale	Jan 7, 2009 · Amount on Record
Deed Document Number	20141235742
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	701 12TH ST N, VIRGINIA, MN 55792-2275
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001422191
Date	Aug 18, 2021
Instrument	1422191

Lender

Name	MINNESOTA HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	701 12TH ST N, VIRGINIA, MN 55792-2275
Document Number	00A1370775
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	504 S 2ND AVE #C VIRGINIA MN 557922781, C, VIRGINIA, MN 55792-2781

Mortgage

Document Number	00A1370775
Date	Jan 6, 2020
Instrument	A1370775

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	MOUNTAIN IRON, MN 55768

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 5, 2023

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	701 12TH ST N, VIRGINIA, MN 55792-2275
Document Number	00A1324615
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	UP N TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	504 S 2ND AVE #C VIRGINIA MN 557922781, C, VIRGINIA, MN 55792-2781

Mortgage

Document Number	00A1324615
Date	Dec 21, 2017
Instrument	A1324615

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	MOUNT IRON, MN 55768

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 20, 2022

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,586.00 (+4.13%)
2025	$14,008.00 (+183.33%)	$630,000 (+11.41%) Land $6,300 Building $623,700	$630,000 (+11.41%) Land $6,300 Building $623,700
2024		$565,500 (+186.47%) Land $5,700 Building $559,800	$565,500 (+186.47%) Land $5,700 Building $559,800
2023	$4,944.00
2022		$197,400 Land $5,100 Building $192,300	$197,400 Land $5,100 Building $192,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

Nearby Properties on 12th St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures