701 12th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 701 12th Ave, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,226 sqft · built 1955
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Aug 2013)
Tax Bill$1,950 (2025)
Deeds & MortgagesMay 2019 Refinance
APN23-7665-72160

Property Details

APN / Parcel Number

Primary APN23-7665-72160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,226 sqft Gross Area
1st Floor Area1,226 sqft
FlooringWood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
Deck Area16 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address701 12TH AVE
CityTWO HARBORS
StateMN
Zip55616-1219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 BLOCK 72
Legal SubdivisionMINNESOTA IRON COS 5TH ADD
Legal Block72
Legal Lot Number16
JurisdictionLAKE MN
Township / Civil DivisionTWO HARBORS
Census Block Group1
Census Block1061
Census Tract370400

Owner

Source: Lake County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address701 12TH AVE, TWO HARBORS, MN 55616-1219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2013 · Amount on Record
Deed SaleAug 16, 2013 · Amount on Record
Deed Document Number2013171739
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address701 12TH AVE, TWO HARBORS, MN 55616-1219
Transaction TypeMortgage
Record UpdatedJun 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000191897
DateMay 31, 2019
InstrumentA000191897
Lender
NameAFFINITY PLUS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 1, 2034

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,000 (+0.12%) Land $30,500 Building $214,500$245,000 (+0.12%) Land $30,500 Building $214,500
2025$1,950.00
2023$244,700 Land $21,300 Building $223,400$244,700 Land $21,300 Building $223,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTwo Harbors
serves 3,698 people · EPA ID MN1380005
Water SourceSurface water
Last State InspectionSep 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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