Hamilton County property record for 7009 Oak St, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,296 sqft · built 1946 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Nov 2018) |
| Tax Bill | $3,612 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 501-0003-0035-00 |
| Primary APN | 501-0003-0035-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 576 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 225 sqft |
| Year Built | Built 1946 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7009 OAK ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-2410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK ST 50 X 150 LOT 8 VALLEY VIEW SUB |
| Legal Subdivision | VALLEY VIEW SUB |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NEWTOWN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 24901 |
7009 Oak St is owned and occupied by two individuals who bought it in November 2018.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7009 OAK ST, CINCINNATI, OH 45244-2410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FCU |
| Nov 27, 2018 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2018 · Amount on File |
| Deed Sale | Nov 27, 2018 · Amount on File |
| Prior Sale | Nov 9, 2011 · Amount on File |
| Deed Document Number | 0000104113 |
| Deed Book / Page | 013802 / 001019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7009 OAK ST, CINCINNATI, OH 45244-2410 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7009 OAK ST, NEWTOWN, OH 45244-2410 |
| Document Number | 0000028154 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 14904/573 |
| Instrument | 2023-0028154 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 27, 2018 |
| Property Address | 7009 OAK ST, CINCINNATI, OH 45244-2410 |
| Document Number | 0000104113 |
| Book / Page | 013802 / 001019 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 104113 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7009 OAK ST CINCINNATI OH 452442410, CINCINNATI, OH 45244-2410 |
| Document Number | 138021024 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 013802/001024 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 26, 2033 |
The 2025 property tax bill for 7009 Oak St was $3,612, down 0.2% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Newtown Village |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,612.00 (-0.22%) | $62,286 (+%) Land $8,837 Building $53,449 | |
| 2024 | $3,620.00 (+1.03%) | $62,285 (-) Land $8,837 Building $53,448 | |
| 2023 | $3,583.00 (+26.88%) | $62,285 (+42.36%) Land $8,837 Building $53,448 | $177,960 Land $25,250 Building $152,710 |
| 2022 | $2,824.00 | $43,751 Land $7,277 Building $36,474 | |
| 2020 | $125,000 Land $20,790 Building $104,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7009 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 108 (1978–2025) |
| Claims Outside the SFHA | 6 of 108 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7009 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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