7009 Lakeshore Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 7009 Lakeshore Dr, Chattanooga, TN 37416

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,720 sqft · built 2007
Lot Size0.637 acres (27,773 sqft)
OwnerTrust Name on File
Last Sale$1,850,000 (May 2023)
Tax Bill$7,010 (2025)
Deeds & MortgagesOct 2024 Mortgage
May 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN112A D 009.09

Property Details

APN / Parcel Number

Primary APN112A D 009.09
Alternative APN
  • 0000146904

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,720 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area27,773 sqft (0.637 acres)
Lot Dimensions287 ft deep x 101 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000146904
Street Address7009 LAKESHORE DR
CityCHATTANOOGA
StateTN
Zip37416-5000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 LAKESHORES COUNTRY CLUB PB63 PG135 REV 81-80 OUT OF 112A-D-9 FOR 2001
Legal SubdivisionLAKESHORE COUNTRY CL
Legal Lot Number3
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group5
Census Block5003
Census Tract11413

Owner

7009 Lakeshore Dr is owner-occupied and held in a trust since May 2023.

Source: Hamilton County records, as of January 2, 2026

Owner of RecordTrust Name on File
Mailing Address7009 LAKESHORE DR, CHATTANOOGA, TN 37416-5000
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 2, 2023Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 13, 2023Intrafamily Transfer, Transfer · Line of Credit
SOUTHEAST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2023 · Amount on File
Deed SaleMay 2, 2023 · Amount on File
Prior SaleDec 14, 2012 · Amount on File
Deed Document Number2023219
Deed Book / Page13279 / 587
Prior Transfer DateApr 14, 2023
Prior Transfer Doc0000000218
Record UpdatedSep 20, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address7009 LAKESHORE DR, CHATTANOOGA, TN 37416-5000
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000102
DateOct 30, 2024
Book Page13746/755
Instrument2024103000102
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2054

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 2, 2023
Property Address7009 LAKESHORE DR, CHATTANOOGA, TN 37416-5000
Document Number0000000219
Book / Page13279 / 587
Instrument DateApr 27, 2023
Instrument2023050200219
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,845.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address7009 LAKESHORE DRIVE, CHICAGO, IL 60630

Mortgage

Document Number0000000220
DateMay 2, 2023
Instrument2023050200220
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateJan 13, 2023
Property Address7009 LAKESHORE DR, CHATTANOOGA, TN 37416-5000
Document Number0000000084
Book / Page13188 / 821
Map ReferenceMB 26 PG 102
Instrument DateJan 10, 2023
Instrument2023011300084
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1838 HOLDEN FARM PL, OOLTEWAH, TN 37363-1033

Mortgage

Document Number0131880630
DateJan 13, 2023
Instrument13188-0630
Lender
NameSOUTHEAST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 7009 Lakeshore Dr was $7,010, up 31% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,010.00 (+30.95%)$462,500 (+93.29%)$1,850,000 (+93.29%) Land $865,000 Building $985,000
2024$5,353.00 (-0.17%)$239,275 (-)$957,100 (-) Land $325,000 Building $632,100
2023$5,362.00$239,275$957,100 Land $325,000 Building $632,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7009 Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7009 Lakeshore Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVER LANDING CONDOMINIUM ASSOC
private · serves 52 people · EPA ID TN0000924
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2026
Also Mapped HereEASTSIDE UTILITY DISTRICT
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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