7009 Gemstone, Killeen, TX 76542 Property Records

Bell County property record for 7009 Gemstone, Killeen, TX 76542

Property Summary

Property TypeSingle Family Home
Details2,936 sqft · built 2012
Lot Size0.331 acres (14,431 sqft)
OwnerIndividual Name on Record
Tax Bill$7,155 (2022)
Deeds & MortgagesJul 2022 Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0956672796

Property Details

APN / Parcel Number

Primary APN0956672796
Alternative APNs
  • 387891
  • 848868

Interior

Stories2 Stories
Building Area2,936 sqft Living Area
Gross Area2,663 sqft
1st Floor Area1,847 sqft
2nd Floor Area1,089 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Lot Area14,431 sqft (0.331 acres)
Lot Dimensions185 ft deep x 78 ft wide
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area310 sqft
Lawn SprinklersLawn Sprinklers

Location & Zoning

Account Number848868
Street Address7009 GEMSTONE
CityKILLEEN
StateTX
Zip76542-3402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE ROCK ESTATES PHASE FIVE, BLOCK 004, LOT 0005
Legal SubdivisionWHITE ROCK ESTATES PHASE FIVE
Legal Block4
Legal Lot Number5
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group3
Census Block3003
Census Tract22402

Owner

Source: Bell County records, as of November 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7009 GEMSTONE, KILLEEN, TX 76542-3402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Vendor's Lien, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Aug 27, 2020Vendor's Lien, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 3, 2019Deed of Trust, Mortgage · VA Mortgage
GOODMORTGAGE.COM
Sep 5, 2018Vendor's Lien, Transfer
COMMUNITY FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2022
Deed SaleJul 6, 2022
Prior SaleAug 27, 2020
Deed Document Number2022043113
Record UpdatedJun 7, 2026

July 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJul 6, 2022
Property Address7009 GEMSTONE, KILLEEN, TX 76542-3402
Document Number0000043113
Map ReferenceCAB D SL 144-C&D
Instrument DateJun 29, 2022
Instrument2022043113
Transaction TypeTransfer
Record UpdatedSep 1, 2022
Title CompanyFIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7009 GEMSTONE, KILLEEN, TX 76542-3402

Mortgage

Document Number0000043114
DateJul 6, 2022
Instrument2022043114
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

August 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 27, 2020
Property Address7009 GEMSTONE, KILLEEN, TX 76542-3402
Document Number0000045341
Map ReferenceCAB D SL 144-C&D
Instrument DateAug 25, 2020
Instrument2020-00045341
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7009 GEMSTONE, 7009, KILLEEN, TX 76542-3402

Transferred To (Grantee/Buyer)

NameVerified Name
Address3316 E RANCIER AVE APT 7204, 7204, KILLEEN, TX 76543-4122

Mortgage

Document Number0000045342
DateAug 27, 2020
Instrument2020-00045342
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address7009 GEMSTONE, KILLEEN, TX 76542-3402
Document Number0000029856
Instrument DateJul 3, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7009 GEMSTONE KILLEEN TX 765423402, KILLEEN, TX 76542-3402

Mortgage

Document Number0000029856
DateJul 9, 2019
Book Page010914/000357
Instrument29856
Lender
NameGOODMORTGAGE.COM
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 8, 2049

September 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateSep 5, 2018
Property Address7009 GEMSTONE, KILLEEN, TX 76542-3402
Document Number0000037452
Map ReferenceCAB D SL144C &144D
Instrument DateAug 29, 2018
Instrument2018-00037452
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1860 BLACKTHORN LOOP, 1860, HONOLULU, HI 96818-4311

Transferred To (Grantee/Buyer)

NameVerified Name
Address7009 GEMSTONE, KILLEEN, TX 76542-3402

Mortgage

Document Number0000037453
DateSep 5, 2018
Instrument2018-00037453
Lender
NameCOMMUNITY FIRST NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term300 Months
DueSep 1, 2043

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityKilleen City
Unified School DistrictKilleen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$390,197 Land $50,000 Building $340,197$390,197 Land $50,000 Building $340,197
2022$7,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KILLEEN
serves 161,027 people · EPA ID TX0140006
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionApr 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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