7008 Shadow Rock Ct, Matthews, NC 28104 Property Records

Union County property record for 7008 Shadow Rock Ct, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 4,087 sqft · built 2001
Lot Size	0.651 acres (28,358 sqft)
Owner	2 Individual Names on File
Last Sale	$551,000 (Nov 2020)
Tax Bill	$3,934 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-048-048`

Property Details

APN / Parcel Number

Primary APN	`06-048-048`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,087 sqft Living Area
Gross Area	4,885 sqft
1st Floor Area	1,877 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	28,358 sqft (0.651 acres)
Garage Type	Attached
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7008 SHADOW ROCK CT
City	MATTHEWS
State	NC
Zip	28104-8967
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#86 BLACKSTONE PH1 OPCF965
Legal Subdivision	BLACKSTONE
Legal Lot Number	86
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	4
Census Block	4002
Census Tract	21020

Owner

7008 Shadow Rock Ct, a rural home, is owned and occupied by two individuals who bought it in November 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7008 SHADOW ROCK CT, MATTHEWS, NC 28104-8967
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 15, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Prior Sale	Nov 15, 2018 · Amount on File
Deed Document Number	202049053
Deed Book / Page	7899 / 483
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7008 SHADOW ROCK CT, MATTHEWS, NC 28104-8967
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007771530
Date	Aug 13, 2020
Book Page	7771/530
Instrument	31117

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 25, 2020
Property Address	7008 SHADOW ROCK CT, MATTHEWS, NC 28104-8967
Document Number	0007899483
Book / Page	7899 / 483
Map Reference	CAB F FILE 964-965
Instrument Date	Nov 10, 2020
Instrument	49053
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,102.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7008 SHADOW ROCK CT, MATTHEWS, NC 28104-8967

Mortgage

Document Number	0000049054
Date	Nov 25, 2020
Instrument	49054

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 15, 2018
Property Address	7008 SHADOW ROCK CT, MATTHEWS, NC 28104-8967
Document Number	7269324
Book / Page	007269 / 000324
Instrument Date	Nov 7, 2018
Instrument	31909
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$890.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	64 UPLAND RD BELMONT MA 024782357, BELMONT, MA 02478-2357

Tax Assessment & Valuation

The 2025 property tax bill for 7008 Shadow Rock Ct was $3,934.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$846,900 (-) Land $146,800 Building $700,100	$846,900 (-) Land $146,800 Building $700,100
2025	$3,934.00	$846,900 Land $146,800 Building $700,100	$846,900 Land $146,800 Building $700,100
2023	$3,245.00	$518,800 Land $109,000 Building $409,800	$518,800 Land $109,000 Building $409,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7008 Shadow Rock Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7008 Shadow Rock Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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