Santa Rosa County property record for 7008 Gandy Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,673 sqft · built 2002 |
| Lot Size | 0.596 acres (25,962 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $390,000 (Aug 2020) |
| Tax Bill | $1,964 (2024) |
| Deeds & Mortgages | Aug 2020 Sale Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-14700-0230 |
| Primary APN | 18-2S-26-1920-14700-0230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,673 sqft Living Area |
| Gross Area | 3,375 sqft |
| 1st Floor Area | 2,673 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 25,962 sqft (0.596 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7008 GANDY DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 23 BLK 147 AS DES IN OR 3997 PG 215 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 147 |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10822 |
7008 Gandy Dr is owner-occupied and held in a trust since August 2020.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7008 GANDY DR, NAVARRE, FL 32566-8716 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 5, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on File |
| Deed Sale | Aug 28, 2020 · Amount on File |
| Prior Sale | Nov 9, 2004 · Amount on File |
| Deed Document Number | 202044629 |
| Deed Book / Page | 3997 / 215 |
| Prior Transfer Date | Jan 29, 2019 |
| Prior Transfer Doc | 0038170654 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 28, 2020 |
| Property Address | 7008 GANDY DR, NAVARRE, FL 32566-8716 |
| Document Number | 0039970215 |
| Book / Page | 003997 / 000215 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 44629 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,730.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7008 GANDY DR NAVARRE FL 325668716, NAVARRE, FL 32566-8716 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 5, 2019 |
| Property Address | 7008 GANDY DR, NAVARRE, FL 32566-8716 |
| Document Number | 0038170654 |
| Book / Page | 003817 / 000654 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 13434 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7008 GANDY DR NAVARRE FL 325668716, NAVARRE, FL 32566-8716 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $440,400 (+2.1%) Land $75,000 Building $365,400 | $440,400 (+2.1%) Land $75,000 Building $365,400 | |
| 2024 | $1,964.00 (-59.7%) Homeowner's exemption Disabled Person's exemption | $431,321 (+3.09%) Land $75,000 Building $356,321 | $431,321 (+3.09%) Land $75,000 Building $356,321 |
| 2023 | $4,874.00 (+7.22%) | $418,377 (+6.77%) Land $65,000 Building $353,377 | $418,377 (+6.77%) Land $65,000 Building $353,377 |
| 2022 | $4,546.00 | $391,865 | $391,865 Land $50,000 Building $341,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7008 Gandy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7008 Gandy Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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