7007 Summers Trace Ter, Chesterfield, VA 23832 Property Records

Chesterfield County property record for 7007 Summers Trace Ter, Chesterfield, VA 23832

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,029 sqft · built 2006
Lot Size	0.443 acres (19,297 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Jul 2019)
Tax Bill	$3,112 (2026)
Deeds & Mortgages	May 2022 Second Mortgage May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`768-68-90-58-400-000`

Property Details

APN / Parcel Number

Primary APN	`768-68-90-58-400-000`
Alternative APN	`406809001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,029 sqft Finished Area
1st Floor Area	32 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	19,297 sqft (0.443 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Balcony Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	406809001
Street Address	7007 SUMMERS TRACE TER
City	CHESTERFIELD
State	VA
Zip	23832-8472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER'S TRACE SEC A 015
Legal Subdivision	SUMMERS TRACE
Legal Lot Number	15
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	DALE
Census Block Group	5
Census Block	5000
Census Tract	100206

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7007 SUMMERS TRACE TER, CHESTERFIELD, VA 23832-8472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
Apr 16, 2020	Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MTG
Jul 24, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Prior Sale	Jan 26, 2006 · Amount on Record
Deed Document Number	201927718
Deed Book / Page	12383 / 721
Last Transfer Date	Apr 10, 2020
Transfer Doc	12706-824
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	7007 SUMMERS TRACE TER, CHESTERFIELD, VA 23832-8472
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013975-537
Date	May 27, 2022
Book Page	13975/537
Instrument	2022024593

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	7007 SUMMERS TRACE TER, CHESTERFIELD, VA 23832-8472
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13403-346
Date	May 7, 2021
Book Page	13403/346
Instrument	2021029959

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 16, 2020
Property Address	7007 SUMMERS TRACE TER, CHESTERFIELD, VA 23832-8472
Document Number	12706824
Book / Page	012706 / 000824
Instrument Date	Apr 10, 2020
Instrument	16896
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 SUMMERS TRACE TER CHESTERFIELD VA 238328472, CHESTERFIELD, VA 23832-8472

Mortgage

Document Number	12706828
Date	Apr 16, 2020
Book Page	012706/000828
Instrument	16897

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 24, 2019
Property Address	7007 SUMMERS TRACE TER, CHESTERFIELD, VA 23832-8472
Document Number	12383721
Book / Page	012383 / 000721
Instrument Date	Jul 18, 2019
Instrument	27718
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7007 SUMMERS TRACE TER #T CHESTERFIELD VA 238328472, T, CHESTERFIELD, VA 23832-8472

Mortgage

Document Number	12383726
Date	Jul 24, 2019
Book Page	012383/000726
Instrument	27719

Lender

Name	AMERICAN FIN'L NTWK INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,112.00 (+1.67%)	$346,900 (+1.67%) Land $63,000 Building $283,900	$346,900 (+1.67%) Land $63,000 Building $283,900
2025	$3,061.00 (+3.52%)	$341,200 (+5.86%) Land $63,000 Building $278,200	$341,200 (+5.86%) Land $63,000 Building $278,200
2023	$2,957.00	$322,300 Land $58,000 Building $264,300	$322,300 Land $58,000 Building $264,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

7007 Summers Trace Ter, Chesterfield, VA 23832 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Summers Trace Ter

Nearby Streets

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