7007 N Tower Ests, Glencoe, OK 74032 Property Records

Payne County property record for 7007 N Tower Ests, Glencoe, OK 74032

Property Summary

Property Type	Residential
Details	980 sqft · built 1973
Lot Size	4.02 acres (175,111 sqft)
Owner	2 Individual Names on File
Tax Bill	$372 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20N04E-19-4-00000-000-0777`

Property Details

APN / Parcel Number

Primary APN	`20N04E-19-4-00000-000-0777`
Alternative APNs	`600011129` `11129`

Interior

Stories	1 Story
Building Area	980 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Roof Material	Metal
Lot Area	175,111 sqft (4.02 acres)

Location & Zoning

Account Number	11129
Street Address	7007 N TOWER ESTS
City	GLENCOE
State	OK
Zip	74032-3230
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	19-20N-04E D-777 (4.02ACM/L) S/2 NE/4 SE/4 NW/4 LESS S 189.4' OF W 230' OF S/2 NE/4 SE/4 NW/4
Legal Range	04E
Legal Township	20N
Legal Section	19
Legal Subdivision	20N-04E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3044
Census Tract	11101

Owner

7007 N Tower Ests, a residential property, is owned and occupied by two individuals.

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7007 N TOWER ESTS, GLENCOE, OK 74032-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage PAYNE COUNTY BANK
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage PAYNE COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Recording Date	Sep 23, 2026
Property Address	7007 N TOWER ESTS, GLENCOE, OK 74032-3230
Document Number	0000010781
Book / Page	2968 / 514
Instrument Date	Sep 21, 2026
Instrument	202610781
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 N TOWER ESTS, GLENCOE, OK 74032-3230

Mortgage

Document Number	0000010781,
Date	Sep 23, 2026
Book Page	2968/514
Instrument	202610781

Lender

Name	PAYNE COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Recording Date	Jul 30, 2026
Property Address	7007 N TOWER ESTS, GLENCOE, OK 74032-3230
Document Number	0000008667
Book / Page	2957 / 781
Instrument Date	Jul 27, 2026
Instrument	20268667
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 N TOWER ESTS, GLENCOE, OK 74032-3230

Mortgage

Document Number	0000008667,
Date	Jul 30, 2026
Book Page	2957/781
Instrument	20268667

Lender

Name	PAYNE COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7007 N Tower Ests was $372 with a homeowner's exemption, up 14.8% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Glencoe Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,178 (+65.01%) Land $3,785 Building $3,393	$62,971 Land $33,201 Building $29,770
2025	$372.00 (+14.81%) Homeowner's exemption	$4,350 (-) Land $3,190 Building $1,160
2024	$324.00 (+8.36%) Homeowner's exemption	$4,350 (+3.01%) Land $3,190 Building $1,160	$64,050 (+1.54%) Land $46,970 Building $17,080
2023	$299.00 (+4.18%) Homeowner's exemption	$4,223 (+3%) Land $3,193 Building $1,030	$63,080 (+6.3%) Land $47,690 Building $15,390
2022	$287.00 Homeowner's exemption	$4,100 Land $3,092 Building $1,008	$59,340 Land $44,750 Building $14,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7007 N Tower Ests in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7007 N Tower Ests is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	51 EAST WATER serves 2,500 people · EPA ID OK3006003
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	3 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Tower Ests

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