7007 Knotty Pine Rd, Waxhaw, NC 28173 Property Records

Union County property record for 7007 Knotty Pine Rd, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 1979
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jul 2017)
Tax Bill	$1,626 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-111-028`

Property Details

APN / Parcel Number

Primary APN	`06-111-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	102 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7007 KNOTTY PINE RD
City	WAXHAW
State	NC
Zip	28173-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 MINE
Legal Description	#4 WHISPERING PINES BLKA OPCA173B
Legal Subdivision	WHISPERING PINES (TWNSP 6) A-125A
Legal Block	A
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1021
Census Tract	21012

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7007 KNOTTY PINE RD, WAXHAW, NC 28173-9796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHARLOTTE METRO FCU
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU
Jul 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	201721594
Deed Book / Page	6982 / 738
Prior Transfer Date	Feb 17, 2004
Prior Transfer Doc	3362331
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7007 KNOTTY PINE RD, WAXHAW, NC 28173-9796
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000785274
Date	Oct 20, 2020
Book Page	7852/74
Instrument	42383

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7007 KNOTTY PINE RD, WAXHAW, NC 28173-9796
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007299300
Date	Jan 16, 2019
Book Page	7299/300
Instrument	0001168

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7007 KNOTTY PINE RD, WAXHAW, NC 28173-9796
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000837361
Date	Jan 13, 2022
Book Page	8373/61
Instrument	1711

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 27, 2017
Property Address	7007 KNOTTY PINE RD, WAXHAW, NC 28173-9796
Document Number	6982738
Book / Page	006982 / 000738
Instrument Date	Jul 27, 2017
Instrument	21594
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7007 KNOTTY PINE RD WAXHAW NC 281739796, WAXHAW, NC 28173-9796

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Mineral Springs Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,900 (-) Land $74,500 Building $252,400	$326,900 (-) Land $74,500 Building $252,400
2025	$1,626.00 (+43.89%)	$326,900 (+88.2%) Land $74,500 Building $252,400	$326,900 (+88.2%) Land $74,500 Building $252,400
2023	$1,130.00	$173,700 Land $28,900 Building $144,800	$173,700 Land $28,900 Building $144,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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