Sacramento County property record for 7005 Sutter Oak Ct, Sacramento, CA 95842
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1976 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Dec 2021) |
| Tax Bill | $7,447 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 222-0220-012-0000 |
| Primary APN | 222-0220-012-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7005 SUTTER OAK CT |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95842-2108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LARCHMONT FOOTHILLS 05, LOT 438 |
| Legal Subdivision | LARCHMONT FOOTHILLS 05 |
| Legal Lot Number | 438 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 8130 |
Source: Sacramento County records · APN 222-0220-012-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15379 VOLCANO PIONEER RD, VOLCANO, CA 95689-9692 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Feb 06, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Dec 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Jul 02, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Dec 07, 2021 | Grant Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC |
| Aug 02, 2021 | Grant Deed, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Nov 21, 2018 | Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 07, 2021 · Amount on Record |
| Deed Sale | Dec 07, 2021 · Amount on Record |
| Prior Sale | Aug 02, 2021 · Amount on Record |
| Deed Document Number | 2021782 |
| Deed Book / Page | 20211207 / 782 |
| Prior Transfer Date | Jun 19, 2013 |
| Prior Transfer Doc | 0000001336 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7005 SUTTER OAK CT, SACRAMENTO, CA 95842-2108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7005 SUFFER OAK COURT, SACRAMENTO, CA 95842 |
| Document Number | 0000000235 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2022072200235 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7005 SUTTER OAK CT, SACRAMENTO, CA 95842-2108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7005 SUTTER OAK CT, SACRAMENTO, CA 95842-2108 |
| Document Number | 0000000481 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 202308210481 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7005 SUTTER OAK CT, SACRAMENTO, CA 95842-2108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7005 SUTTER OAK CT, SACRAMENTO, CA 95842-2108 |
| Document Number | 0000000307 |
|---|---|
| Date | Feb 06, 2024 |
| Instrument | 202402060307 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7005 SUTTER OAK CT, SACRAMENTO, CA 95842-2108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7005 SUTTER OAK CT, SACRAMENTO, CA 95842-2108 |
| Document Number | 0000000795 |
|---|---|
| Date | Dec 11, 2024 |
| Instrument | 202412110795 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7005 SUTTER OAK CT, SACRAMENTO, CA 95842-2108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7005 SUTTER OAK CT, SACRAMENTO, CA 95842-2108 |
| Document Number | 0000000721 |
|---|---|
| Date | Jul 02, 2024 |
| Instrument | 202407020721 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Jan 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 07, 2021 |
| Property Address | 7005 SUTTER OAK CT, SACRAMENTO, CA 95842-2108 |
| Document Number | 0000000782 |
| Map Reference | MB 98 MAP 12 |
| Instrument Date | Dec 02, 2021 |
| Instrument | 2021120700782 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15379 VOLCANO PIONEER RD, VOLCANO, CA 95689-9692 |
| Document Number | 0000000783 |
|---|---|
| Date | Dec 07, 2021 |
| Instrument | 2021120700783 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 02, 2021 |
| Property Address | 7005 SUTTER OAK CT, SACRAMENTO, CA 95842-2108 |
| Document Number | 0000000642 |
| Map Reference | MB 98 MAP 12 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 202108020642 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 21, 2018 |
| Property Address | 7005 SUTTER OAK CT, SACRAMENTO, CA 95842-2108 |
| Document Number | 1811210792 |
| Instrument Date | Nov 07, 2018 |
| Instrument | 1811210792 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2018 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7005 SUTTER OAK CT SACRAMENTO CA 958422108, SACRAMENTO, CA 95842-2108 |
| Document Number | 1811210793 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 1811210793 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Twin Rivers Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $460,031 (+2%) Land $119,066 Building $340,965 | |
| 2025 | $7,447.00 (+8.67%) | $451,012 (+4.04%) Land $116,732 Building $334,280 |
| 2024 | $6,853.00 (+13.69%) | |
| 2023 | $6,028.00 (+25.11%) | $433,500 Land $112,200 Building $321,300 |
| 2022 | $4,818.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670081302, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 753 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CAL AM - LINCOLN OAKS private · serves 48,105 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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