7005 N 198th E Ave, Owasso, OK 74055 Property Records

Rogers County property record for 7005 N 198th E Ave, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,444 sqft · built 1996
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Apr 2021)
Tax Bill	$7,240 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0098440`

Property Details

APN / Parcel Number

Primary APN	`0098440`
Alternative APNs	`21N15E-31-3-00674-00` `98440`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,444 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	824 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	98440
Street Address	7005 N 198TH EAST AVE
City	OWASSO
State	OK
Zip	74055-7661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLOCK 3 RIDGE 2, THE
Legal Range	15E
Legal Township	21N
Legal Section	31
Legal Subdivision	RIDGE, THE 2
Legal Block	3
Legal Lot Number	16
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	3
Census Block	3000
Census Tract	50405

Owner

7005 N 198th E Ave is owned and occupied by two individuals who acquired it in May 2022.

Source: Rogers County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7005 N 198TH EAST AVE, OWASSO, OK 74055-7661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Apr 15, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit ARVEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on File
Deed Sale	Apr 15, 2021 · Amount on File
Prior Sale	Jan 6, 2015 · Amount on File
Deed Document Number	20216953
Last Transfer Date	May 26, 2022
Transfer Doc	0000009619
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROGERS OK
Recording Date	Jun 3, 2022
Property Address	7005 N 198TH EAST AVE, OWASSO, OK 74055-7661
Document Number	0000009619
Instrument Date	May 26, 2022
Instrument	2022-009619
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7005 N 198TH EAST AVE, 7005, OWASSO, OK 74055-7661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7005 N 198TH EAST AVE, OWASSO, OK 74055-7661

Mortgage

Document Number	0000009620
Date	Jun 3, 2022
Instrument	2022-009620

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Apr 15, 2021
Property Address	7005 N 198TH EAST AVE, OWASSO, OK 74055-7661
Document Number	0000006953
Instrument Date	Apr 2, 2021
Instrument	2021-006953
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7005 N 198TH EAST AVE, OWASSO, OK 74055-7661

Mortgage

Document Number	0000006954
Date	Apr 15, 2021
Instrument	2021-006954

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	7005 N 198TH EAST AVE, OWASSO, OK 74055-7661
Document Number	0000015959
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7005 N 198TH EAST AVE OWASSO OK 740557661, OWASSO, OK 74055-7661

Mortgage

Document Number	0000015959
Date	Nov 1, 2018
Instrument	15959

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	TULSA, OK 74146

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	324 Months
Due	Oct 31, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7005 N 198th E Ave was $7,240, up 3.3% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,036 (+5%) Land $14,303 Building $55,733	$636,693 (+0.02%) Land $130,027 Building $506,666
2025	$7,240.00 (+3.28%)	$66,702 (+5%) Land $11,104 Building $55,598	$636,583 (-5.86%) Land $131,151 Building $505,432
2024	$7,010.00 (+7.3%)	$63,525 (+5%) Land $7,732 Building $55,793	$676,238 (+22.95%) Land $143,147 Building $533,091
2023	$6,533.00	$60,500 Land $5,500 Building $55,000	$550,000 Land $50,000 Building $500,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7005 N 198th E Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7005 N 198th E Ave is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
The Junction Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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