7005 Cupseed Ln, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7005 Cupseed Ln, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,798 sqft · built 2004
Lot Size0.117 acres (5,096 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Nov 2025)
Tax Bill$4,818 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN30-26-32-2612-0001-C080

Property Details

APN / Parcel Number

Primary APN30-26-32-2612-0001-C080
Alternative APNs
  • 26323026120001C080
  • 114291

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,798 sqft Living Area
Gross Area2,500 sqft
1st Floor Area1,798 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,096 sqft (0.117 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address7005 CUPSEED LN
CityHARMONY
StateFL
Zip34773-6023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 80C
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionBIRCHWOOD NBHDS B AND C
Legal Tract2612
Legal BlockC080
Legal Lot Number80C
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2197
Census Tract43801

Owner

Source: Osceola County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7005 CUPSEED LN, HARMONY, FL 34773-6023
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
May 21, 2018Deed of Trust, Mortgage · FHA Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2025 · Amount on Record
Deed SaleNov 24, 2025 · Amount on Record
Prior SaleOct 31, 2024 · Amount on Record
Deed Document Number2025144826
Deed Book / Page6884 / 2079
Prior Transfer DateSep 30, 2020
Prior Transfer Doc0066880605
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 24, 2025
Property Address7005 CUPSEED LN, HARMONY, FL 34773-6023
Document Number0068842079
Book / Page6884 / 2079
Map ReferenceMB 14 PG 67
Instrument DateNov 19, 2025
Instrument2025144826
Transaction TypeTransfer
Record UpdatedDec 4, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7005 CUPSEED LN, HARMONY, FL 34773-6023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7005 CUPSEED LN, HARMONY, FL 34773-6023

Mortgage

Document Number0068842081
DateNov 24, 2025
Instrument6884/2081
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7005 CUPSEED LN, HARMONY, FL 34773-6023
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053371088
DateMay 21, 2018
Book Page5337/1088
Instrument2018080018
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,818.00 (+4.24%)$196,674 (+5.99%)$281,000 (+1.55%) Land $65,000 Building $216,000
2024$4,622.00 (-1.43%)
2023$4,689.00 (+4.55%) Homeowner's exemption Widower's exemption$185,566 (+3%)$276,700 (+10.06%) Land $65,000 Building $211,700
2022$4,485.00 Homeowner's exemption Widower's exemption$180,162$251,400 Land $60,000 Building $191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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