7005 Covington Stone Ave, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 7005 Covington Stone Ave, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,195 sqft · built 2013
Lot Size	0.266 acres (11,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2015)
Tax Bill	$10,076 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051532-3210`

Property Details

APN / Parcel Number

Primary APN	`051532-3210`
Alternative APN	`U1431199BV000044000050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,195 sqft Living Area
Gross Area	4,110 sqft
1st Floor Area	3,195 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,576 sqft (0.266 acres)
Lot Dimensions	138 ft deep x 74.4 ft wide
Garage Type	Attached
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0515323210
Street Address	7005 COVINGTON STONE AVE
City	APOLLO BEACH
State	FL
Zip	33572-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WATERSET PHASE 1B LOT 5 BLOCK 44
Legal Range	19E
Legal Township	31S
Legal Section	14
Legal Subdivision	WATERSET PHASE 1B
Legal Tract	9BV
Legal Block	44
Legal Lot Number	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1015
Census Tract	14119

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7005 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2015 · Amount on Record
Deed Sale	Nov 3, 2015 · Amount on Record
Prior Sale	Nov 16, 2012 · Amount on Record
Deed Document Number	2015422405
Deed Book / Page	23645 / 596
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	7005 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1553
Document Number	0000460677
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7005 COVINGTON STONE AVE APOLLO BEACH FL 335721553, APOLLO BEACH, FL 33572-1553

Mortgage

Document Number	0000460677
Date	Nov 5, 2020
Instrument	460677

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 4, 2045

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,065 (+2.7%)	$507,783 (-5.94%) Land $157,598 Building $350,185
2025	$10,076.00 (+9.25%) Homeowner's exemption	$349,625 (+5.99%)	$539,855 (+10.47%) Land $157,598 Building $382,257
2023	$9,223.00 (+5.72%) Homeowner's exemption	$329,876 (+3%)	$488,705 (+6.72%) Land $147,748 Building $340,957
2022	$8,724.00 Homeowner's exemption	$320,268	$457,916 Land $118,199 Building $339,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	8 (2012–2024)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Eta, Nov 2020 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20