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7005 Carmel Ln, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 7005 Carmel Ln, Fredericksburg, VA 22407

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,827 sqft · built 2000
Lot Size0.086 acres (3,740 sqft)
Owner2 Trust Names on Record
Last Sale$215,000 (May 2015)
Tax Bill$2,475 (2026)
Deeds & MortgagesJan 2022 Line of Credit
Jul 2017 Transfer
Flood ZoneZone X (minimal risk)
APN22T-12-34

Property Details

APN / Parcel Number

Primary APN22T-12-34
Alternative APN
  • 022T12-34

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,827 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area3,740 sqft (0.086 acres)
Garage TypeAttached
Garage Area299 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area27 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7005 CARMEL LN
CityFREDERICKSBURG
StateVA
Zip22407-2534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP3
Legal DescriptionSTONEFIELD (SALEM FIELDS)LOT 34 SEC 2B
Legal SubdivisionSTONEFIELD
Legal Lot Number34
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionSALEM
Census Block Group2
Census Block2011
Census Tract20114

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address7005 CARMEL LN, FREDERICKSBURG, VA 22407-2534
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jul 10, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2015 · Amount on Record
Deed SaleMay 11, 2015 · Amount on Record
Prior SaleNov 13, 2000 · Amount on Record
Deed Book / Page1500 / 7293
Last Transfer DateMar 1, 2017
Transfer Doc0000012214
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address7005 CARMEL LN, FREDERICKSBURG, VA 22407-2534
Transaction TypeMortgage
Record UpdatedJan 26, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220000045
DateJan 10, 2022
Instrument220000045
Lender
NameTRUIST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOTSYLVANIA VA
Recording DateJul 10, 2017
Property Address7005 CARMEL LN, FREDERICKSBURG, VA 22407-2534
Document Number201700012214
Instrument DateMar 1, 2017
Instrument12214
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7005 CARMEL LN FREDERICKSBURG VA 224072534, FREDERICKSBURG, VA 22407-2534

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,475.00 (+27.77%)$335,700 (+33.69%) Land $130,000 Building $205,700
2025$335,700 (+33.69%) Land $130,000 Building $205,700
2023$1,937.00$251,100 Land $95,000 Building $156,100$251,100 Land $95,000 Building $156,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: AT&T, T-Mobile.

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