7004 Ridge Rd, Malvern, AR 72104 Property Records

Hot Spring County property record for 7004 Ridge Rd, Malvern, AR 72104

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1985
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jun 2020)
Tax Bill	$316 (2025)
Deeds & Mortgages	May 2018 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-00307-002`

Property Details

APN / Parcel Number

Primary APN	`025-00307-002`
Alternative APN	`6260`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	105,851 sqft (2.43 acres)
Garage Type	Attached
Garage Area	840 sqft
Driveway	Concrete Driveway
Driveway Area	780 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7004 RIDGE RD
City	MALVERN
State	AR
Zip	72104-7032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N1/4 N1/2 NW SW
Legal Range	17W
Legal Township	05S
Legal Section	14
Legal Subdivision	14-05S-17W RURAL METES & BOUNDS
Jurisdiction	HOT SPRING AR
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2053
Census Tract	20500

Owner

7004 Ridge Rd is owned and occupied by an individual who bought it in June 2020.

Source: Hot Spring County records, as of November 4, 2025

Owner of Record	Individual Name on File
Mailing Address	7004 RIDGE RD, MALVERN, AR 72104-7032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2018	Deed of Trust, Mortgage US BANK NA
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Nov 2, 2018 · Amount on File
Deed Book / Page	357 / 690
Prior Transfer Date	Dec 30, 2014
Prior Transfer Doc	000329/459
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	7004 RIDGE RD, MALVERN, AR 72104-7032
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000346/398
Date	May 2, 2018
Book Page	346/398

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOT SPRING AR
Recording Date	Jun 15, 2020
Property Address	7004 RIDGE RD, MALVERN, AR 72104-7032
Document Number	000357/690
Book / Page	357 / 690
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37863 HIGHWAY 67, 37863, DONALDSON, AR 71941-8221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7004 RIDGE RD, MALVERN, AR 72104-7032

Mortgage

Document Number	0000482/46
Date	Jun 15, 2020
Book Page	482/46

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7004 Ridge Rd was $316 with a homeowner's exemption.

Source: Hot Spring County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Hot Spring County
Unified School District	Malvern Special School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$316.00 Homeowner's exemption	$18,270 Land $2,430 Building $15,840
2023	$491.00 Homeowner's exemption	$18,270 Land $2,430 Building $15,840	$91,350 Land $12,150 Building $79,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7004 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Jul 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7004 Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Arkansas Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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