Lubbock County property record for 7004 20th St, Lubbock, TX 79407 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,549 sqft · built 2022 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,858 (2025) |
| Deeds & Mortgages | Feb 2022 Construction Loan Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R340166 |
| Primary APN | R340166 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,549 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7004 20TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUSHLAND SPRINGS L 291 |
| Legal Subdivision | BUSHLAND SPRINGS |
| Legal Lot Number | 2910 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1714 |
Source: Lubbock County records · APN R340166
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7004 20TH ST, LUBBOCK, TX 79407-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2022 | Deed of Trust, Mortgage · Construction Mortgage CITY BANK |
| Sep 01, 2022 | Vendor's Lien, Transfer · Stand-Alone First Mortgage ROBBIE L COWELL ETUX |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2022 |
| Deed Sale | Sep 01, 2022 |
| Deed Document Number | 2022042077 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 7004 20TH ST, LUBBOCK, TX 79407-1520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Title Company | SERVICE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008418 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022008418 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79408 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 11, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Sep 01, 2022 |
| Property Address | 7004 20TH ST, LUBBOCK, TX 79407-1520 |
| Document Number | 0000042077 |
| Map Reference | DOC 2021027025 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022042077 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4018 97TH ST, LUBBOCK, TX 79423-3933 |
| Name | Verified Name |
|---|---|
| Address | 7004 20TH STREET, LUBBOCK, TX 79407-1520 |
| Document Number | 0000042076 |
|---|---|
| Date | Sep 01, 2022 |
| Instrument | 2022042076 |
| Name | ROBBIE L COWELL ETUX |
|---|---|
| Type | Private Party |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Frenship Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,858.00 (-32.11%) Homeowner's exemption | $217,468 (-5.34%) Land $35,000 Building $182,468 | $217,468 (-5.34%) Land $35,000 Building $182,468 |
| 2024 | $4,210.00 (+15.31%) | ||
| 2023 | $3,651.00 (+346.33%) Homeowner's exemption | $229,740 Land $35,000 Building $194,740 | $229,740 Land $35,000 Building $194,740 |
| 2022 | $818.00 |
Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 3% of the US · above 2% of Texas |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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