7003 Waldo Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7003 Waldo Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,079 sqft · built 1949
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Trust Names on File
Last Sale	$925,000 (Dec 2022)
Tax Bill	$13,522 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`503-251-012-4`

Property Details

APN / Parcel Number

Primary APN	`503-251-012-4`
Alternative APN	`503-251-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,079 sqft Living Area
1st Floor Area	1,079 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1964
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	291 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	7003 WALDO AVE
City	EL CERRITO
State	CA
Zip	94530-2954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLVD GARDENS POR LOT 7 BLK 8
Legal Subdivision	BOULEVARD GARDENS
Legal Block	8
Legal Lot Number	7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	388000

Owner

7003 Waldo Ave is held in a trust since December 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7003 WALDO AVE, EL CERRITO, CA 94530-2954
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Prior Sale	Jan 13, 2009 · Amount on File
Deed Document Number	2022182622
Record Updated	Oct 29, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 9, 2022
Property Address	7003 WALDO AVE, EL CERRITO, CA 94530-2954
Document Number	0000182622
Map Reference	VOL 1 PG 11
Instrument Date	Nov 22, 2022
Instrument	2022-182622
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 FAIRBANKS AVE, OAKLAND, CA 94610-1510

Mortgage

Document Number	0000182624
Date	Dec 9, 2022
Instrument	2022-182624

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0000182623
Date	Dec 9, 2022
Instrument	2022-182623

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7003 WALDO AVE, EL CERRITO, CA 94530-2954
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090735
Date	May 13, 2020
Instrument	2020-090735

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7003 Waldo Ave was $13,522.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$981,617 (+2%) Land $827,742 Building $153,875
2025	$13,522.00	$962,370 Land $811,512 Building $150,858
2023	$12,972.00 (+53.82%)	$925,000 Land $780,000 Building $145,000
2022	$8,433.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7003 Waldo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7003 Waldo Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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