Hamilton County property record for 7003 Vail Ct, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,197 sqft · built 2002 |
| Lot Size | 0.417 acres (18,165 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,888 (Mar 2022) |
| Tax Bill | $9,660 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0321-0016-00 |
| Primary APN | 550-0321-0016-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,197 sqft Living Area |
| Gross Area | 5,674 sqft |
| 1st Floor Area | 1,799 sqft |
| 2nd Floor Area | 1,398 sqft |
| Basement Area | 1,749 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 18,165 sqft (0.417 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 12 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7003 VAIL CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-3325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | APUD |
| Legal Description | VAIL CT 0.417 AC LOT 18 MONTE VISTA ESTATES SUB SEC ONE BLK A |
| Legal Subdivision | MONTE VISTA ESTATES SUB |
| Legal Block | A |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20601 |
Source: Hamilton County records, as of May 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7003 VAIL CT, CINCINNATI, OH 45247-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Mar 24, 2022 | Warranty Deed, Transfer · Line of Credit KEMBA CREDIT UNION INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on Record |
| Deed Sale | Mar 24, 2022 · Amount on Record |
| Prior Sale | May 28, 2008 |
| Deed Document Number | 202230925 |
| Deed Book / Page | 14631 / 1866 |
| Prior Transfer Date | Mar 11, 2022 |
| Prior Transfer Doc | 0000030925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 10, 2026 |
| Property Address | 7003 VAIL CT, CINCINNATI, OH 45247-3325 |
| Document Number | 0000027323 |
| Book / Page | 15642 / 1195 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202627323 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7003 VAIL CT, CINCINNATI, OH 45247-3325 |
| Document Number | 0000027323, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 15642/1195 |
| Instrument | 202627323 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 31, 2036 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 24, 2022 |
| Property Address | 7003 VAIL CT, CINCINNATI, OH 45247-3325 |
| Document Number | 0000030925 |
| Book / Page | 14631 / 1866 |
| Map Reference | MB 366 PG 57&58 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022-0030925 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,592.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7003 VAIL CT, CINCINNATI, OH 45247-3325 |
| Document Number | 0000030926 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022-0030926 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Apr 1, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 7.25% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,660.00 (+2.56%) | $185,812 (-) Land $19,250 Building $166,562 | $530,890 (-) Land $55,000 Building $475,890 |
| 2024 | $9,419.00 (-0.11%) | $185,812 (-) Land $19,250 Building $166,562 | |
| 2023 | $9,429.00 (+11.85%) | $185,812 (+31.93%) Land $19,250 Building $166,562 | $530,890 (+31.93%) Land $55,000 Building $475,890 |
| 2022 | $8,430.00 Homeowner's exemption | $140,837 Land $17,248 Building $123,589 | |
| 2020 | $402,390 Land $49,280 Building $353,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (2003–2017) |
| Most Recent Claim | May 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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