7003 SE 12th Cir, Ocala, FL 34480 Property Records

Marion County property record for 7003 SE 12th Cir, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,158 sqft · built 1999
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$1,050,000 (Aug 2023)
Tax Bill	$9,218 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3634-195-000`

Property Details

APN / Parcel Number

Primary APN	`3634-195-000`
Alternative APN	`2763281000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,158 sqft Living Area
1st Floor Area	3,158 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	216 ft deep x 222 ft wide
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	2,713 sqft
Porch	Open Porch
Porch Area	646 sqft
Deck Area	2,041 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2763281000
Old Parcel Number	3634195000
Street Address	7003 SE 12TH CIR
City	OCALA
State	FL
Zip	34480-6656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 09 TWP 16 RGE 22
Legal Range	22E
Legal Township	16S
Legal Section	09
Legal Subdivision	COUNTRY CLUB OF OCALA
Legal Lot Number	195
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2011
Census Tract	2402

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7003 SE 12TH CIR, OCALA, FL 34480-6656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 27, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	2023098914
Deed Book / Page	8113 / 1512
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Aug 2, 2023
Property Address	7003 SE 12TH CIR, OCALA, FL 34480-6656
Document Number	0081131512
Book / Page	8113 / 1512
Map Reference	MB 2 PG 171-178
Instrument Date	Jul 28, 2023
Instrument	2023098914
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	SIGNATURE ESCROW SERVICES LLC, SIGNATURE T&E SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003 SE 12TH CIR, OCALA, FL 34480-6656

Mortgage

Document Number	0081131514
Date	Aug 2, 2023
Instrument	8113/1514

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Max Rate	11.6%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	7003 SE 12TH CIR, OCALA, FL 34480-6656
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003 SW 12TH CIR, OCALA, FL 34480-6656

Mortgage

Document Number	0074460955
Date	Apr 27, 2021
Book Page	7446/955
Instrument	2021055454

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 17, 2020
Property Address	7003 SE 12TH CIR, OCALA, FL 34480-6656
Document Number	0072281726
Book / Page	007228 / 001726
Instrument Date	Jul 17, 2020
Instrument	72888
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	SIGNATURE TITLE AND ESCROW SERVICES LLC, SIGNATURE TITLE & ESCROW SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7003 SE 12TH CIR OCALA FL 344806656, OCALA, FL 34480-6656

Mortgage

Document Number	72281729
Date	Jul 17, 2020
Book Page	007228/001729
Instrument	72889

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,218.00 (-12.68%) Homeowner's exemption	$607,254 (-12.17%) Land $217,800 Building $389,454	$872,349 (+26.17%) Land $217,800 Building $654,549
2023	$10,557.00 (+3.41%) Homeowner's exemption	$691,422 (+3.61%) Land $181,500 Building $509,922	$691,422 (+3.61%) Land $181,500 Building $509,922
2022	$10,209.00	$667,326 Land $165,000 Building $502,326	$667,326 Land $165,000 Building $502,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2010–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Zito Media Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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