St. Clair County property record for 7003 River Rd, Cottrellville, MI 48039
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,192 sqft · built 1999 |
| Lot Size | 0.939 acres (40,903 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (Oct 2024) |
| Tax Bill | $4,805 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2017 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-17-762-0060-000 |
| Primary APN | 74-17-762-0060-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 40,903 sqft (0.939 acres) |
| Lot Depth | 642 ft Depth |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7003 RIVER RD |
|---|---|
| City | COTTRELLVILLE |
| State | MI |
| Zip | 48039-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | LOT 37 EXC NLY 109.45' THEREOF & EXC M-29 R/W SUPERVISORS NICKEL PLAT |
| Legal Subdivision | SUPERVISORS NICKEL PLAT |
| Legal Lot Number | 37 |
| Legal Unit | 37 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | COTTRELLVILLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 645000 |
7003 River Rd is owned and occupied by an individual who bought it in October 2024.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7003 RIVER RD, COTTRELLVILLE, MI 48039-2827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Aug 18, 2017 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Aug 18, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE CTR LLC |
| Mar 20, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2024 · Amount on File |
| Deed Sale | Oct 29, 2024 · Amount on File |
| Prior Sale | Aug 18, 2017 · Amount on File |
| Deed Document Number | 202419253 |
| Deed Book / Page | 5760 / 837 |
| Prior Transfer Date | Oct 18, 2024 |
| Prior Transfer Doc | 0005760839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7003 RIVER RD, COTTRELLVILLE, MI 48039-2827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7003 RIVER RD, COTTRELLVILLE, MI 48039-2827 |
| Document Number | 0052910228 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 5291/228 |
| Instrument | 2020032249 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 110 Months |
| Due | Feb 8, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 18, 2017 |
| Property Address | 7003 RIVER RD, COTTRELLVILLE, MI 48039-2827 |
| Document Number | 0048590377 |
| Book / Page | 004859 / 000377 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2017 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,053.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40626 COLONY DR STERLING HEIGHTS MI 483133810, STERLING HEIGHTS, MI 48313-3810 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 18, 2017 |
| Property Address | 7003 RIVER RD, COTTRELLVILLE, MI 48039-2827 |
| Document Number | 0048590376 |
| Book / Page | 004859 / 000376 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 26235 MARKIEGROVE CHESTERFIELD MI 480512671, CHESTERFIELD, MI 48051-2671 |
| Document Number | 48590379 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 004859/000379 |
| Name | MORTGAGE CTR LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 20, 2017 |
| Property Address | 7003 RIVER RD, COTTRELLVILLE, MI 48039-2827 |
| Document Number | 0048090993 |
| Book / Page | 004809 / 000993 |
| Instrument Date | Feb 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8268 W ANNSBURY CIR SHELBY TOWNSHIP MI 483161906, SHELBY TOWNSHIP, MI 48316-1906 |
The 2025 property tax bill for 7003 River Rd was $4,805 with a homeowner's exemption, up 7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Cottrellville Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,700 (-4.35%) | $461,400 | |
| 2025 | $4,805.00 (+6.99%) Homeowner's exemption | $241,200 | |
| 2024 | $4,491.00 | $482,400 | |
| 2023 | $216,200 | ||
| 2022 | $4,220.00 | $432,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7003 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7003 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTRELLVILLE TOWNSHIP serves 3,200 people · EPA ID MI0001650 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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