7003 Pear Tree Rd, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 7003 Pear Tree Rd, Charlotte, NC 28216

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,332 sqft · built 2019
Lot Size0.816 acres (35,571 sqft)
OwnerIndividual Name on File
Last Sale$397,000 (Apr 2020)
Tax Bill$2,829 (2023)
Deeds & MortgagesApr 2020 Sale & Mortgage
Nov 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN023-085-12

Property Details

APN / Parcel Number

Primary APN023-085-12

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,332 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area35,571 sqft (0.816 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number023-085-12
Street Address7003 PEAR TREE RD
CityCHARLOTTE
StateNC
Zip28216-9640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL9 BD M9-57
Legal SubdivisionRIVERVIEW ACRES EXT
Legal BlockD
Legal Lot Number9
JurisdictionMECKLENBURG NC
Township / Civil Division11, LONG CREEK
Census Block Group1
Census Block1004
Census Tract6105

Owner

7003 Pear Tree Rd is owned and occupied by an individual who bought it in April 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address7003 PEAR TREE RD, CHARLOTTE, NC 28216-9640
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Nov 5, 2019Trustee's Deed, Construction Loan · Line of Credit
CAROLINA TR BK
Sep 27, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2020 · Amount on File
Deed SaleApr 22, 2020 · Amount on File
Prior SaleSep 27, 2019 · Amount on File
Deed Document Number0034494138
Deed Book / Page34494 / 138
Record UpdatedJun 7, 2026

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 22, 2020
Property Address7003 PEAR TREE RD, CHARLOTTE, NC 28216-9640
Document Number0000056055
Book / Page34494 / 138
Map ReferenceMB 9 PG 57
Instrument DateApr 22, 2020
Instrument2020056055
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$794.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7204 PEAR TREE RD, 7204, CHARLOTTE, NC 28216-9689

Transferred To (Grantee/Buyer)

NameVerified Name
Address7003 PEAR TREE RD, CHARLOTTE, NC 28216-9640

Mortgage

Document Number0000056067
DateApr 22, 2020
Instrument2020056067
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4.37%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Max Rate6%

November 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMECKLENBURG NC
Recording DateNov 5, 2019
Property Address7003 PEAR TREE RD, CHARLOTTE, NC 28216-9640
Book / Page034012 / 000758
Instrument DateNov 4, 2019
Instrument150697
Transaction TypeConstruction Loan
Record UpdatedNov 22, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7204 PEAR TREE RD CHARLOTTE NC 282169689, CHARLOTTE, NC 28216-9689

Mortgage

Document Number0000150697
DateNov 5, 2019
Book Page034012/000758
Instrument150697
Lender
NameCAROLINA TR BK
TypeBank
AddressLINCOLNTON, NC 28093
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 27, 2019
Property Address7003 PEAR TREE RD, CHARLOTTE, NC 28216-9640
Document Number0000128970
Book / Page033888 / 000153
Instrument DateSep 26, 2019
Instrument128970
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$50.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7204 PEAR TREE RD CHARLOTTE NC 282169689, CHARLOTTE, NC 28216-9689

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 7003 Pear Tree Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7003 Pear Tree Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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