7003 Merrymount Ct, Concord, NC 28025 Property Records

Cabarrus County property record for 7003 Merrymount Ct, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,193 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Dec 2025)
Tax Bill	$1,993 (2023)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01019A0092.000000`

Property Details

APN / Parcel Number

Primary APN	`01019A0092.000000`
Alternative APNs	`5527 55 3357` `182497` `26800`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,193 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	998 sqft
Upper Floors Area	1,195 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 33 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	160 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	112 sqft
Porch	Slab
Porch Area	21 sqft
Patio Area	200 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	182497
Street Address	7003 MERRYMOUNT CT
City	CONCORD
State	NC
Zip	28025-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 92 ROCKY MEADOWS
Legal Subdivision	ROCKY MEADOWS
Legal Lot Number	92
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	1
Census Block	1049
Census Tract	41503

Owner

Source: Cabarrus County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7003 MERRYMOUNT CT, CONCORD, NC 28025-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC
Jun 22, 2020	Loan Modification, Mortgage · VA Mortgage HSBC BK USA NA AS TE FRO MASTE
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Mar 10, 2004 · Amount on Record
Deed Document Number	202529607
Deed Book / Page	17776 / 242
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 22, 2025
Property Address	7003 MERRYMOUNT CT, CONCORD, NC 28025-1641
Document Number	0017776242
Book / Page	17776 / 242
Map Reference	MB 40 PG 96
Instrument Date	Dec 22, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003 MERRYMOUNT CT, CONCORD, NC 28025-1641

Mortgage

Document Number	0017776246
Date	Dec 22, 2025
Instrument	17776/246

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	7003 MERRYMOUNT CT, CONCORD, NC 28025-1641
Document Number	14445155
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003 MERRYMOUNT CT CONCORD NC 280251641, CONCORD, NC 28025-1641

Mortgage

Document Number	14445155
Date	Aug 26, 2020
Book Page	014445/000155
Instrument	28456

Lender

Name	HSBC BK USA NA AS TE FRO MASTE
Address	7003 MERRYMOUNT CT, CONCORD, NC 28025-1641

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	7003 MERRYMOUNT CT, CONCORD, NC 28025-1641
Document Number	14445161
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003 MERRYMOUNT CT CONCORD NC 280251641, CONCORD, NC 28025-1641

Mortgage

Document Number	14445161
Date	Aug 26, 2020
Book Page	014445/000161
Instrument	28457

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,410 (-) Land $65,000 Building $314,410
2025		$379,410 (+60.56%) Land $65,000 Building $314,410
2024			$379,410 (+60.56%) Land $65,000 Building $314,410
2023	$1,993.00	$236,310 Land $55,000 Building $181,310	$236,310 Land $55,000 Building $181,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2008–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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