Howard County property record for 7003 Deep Cup, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,080 sqft · built 1978 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Jul 2022) |
| Tax Bill | $6,889 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-090182 |
| Primary APN | 16-090182 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 090182 |
|---|---|
| Street Address | 7003 DEEP CUP |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 182 10,454 SQ' 7003 DEEP CUP VIL OWEN BROWN S4 A1 |
| Legal Subdivision | VILLAGE OF OWEN BROWN |
| Legal Lot Number | 182 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 606704 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7003 DEEP CUP, COLUMBIA, MD 21045-4615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| Jul 18, 2022 | Deed, Transfer · Conventional Mortgage MC FINANCIAL INC |
| May 16, 2019 | Grant Deed, Transfer · VA Mortgage FIRST HM MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on Record |
| Deed Sale | Jul 18, 2022 · Amount on Record |
| Prior Sale | May 10, 2019 · Amount on Record |
| Deed Book / Page | 21627 / 180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7003 DEEP CUP, COLUMBIA, MD 21045-4615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | THE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0193670289 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 19367/289 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 18, 2022 |
| Property Address | 7003 DEEP CUP, COLUMBIA, MD 21045-4615 |
| Document Number | 0216270180 |
| Book / Page | 21627 / 180 |
| Map Reference | MB 27 FO 72 |
| Instrument Date | Jul 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7003 DEEP CUP, COLUMBIA, MD 21045-4615 |
| Document Number | 0021627186 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 21627/186 |
| Name | MC FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 16, 2019 |
| Property Address | 7003 DEEP CUP, COLUMBIA, MD 21045-4615 |
| Document Number | 0186630435 |
| Book / Page | 018663 / 000435 |
| Instrument Date | May 6, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2019 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $354.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7003 DEEP CUP COLUMBIA MD 210454615, COLUMBIA, MD 21045-4615 |
| Document Number | 186630444 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 018663/000444 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,889.00 (+4.86%) Homeowner's exemption | $442,700 (+4.73%) Land $204,500 Building $238,200 | $442,700 (-) Land $204,500 Building $238,200 |
| 2025 | $6,570.00 (+63.47%) Homeowner's exemption | $422,700 (+10.45%) | $442,700 (+15.68%) Land $204,500 Building $238,200 |
| 2023 | $382,700 Land $184,500 Building $198,200 | $382,700 Land $184,500 Building $198,200 | |
| 2022 | $4,019.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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