7003 Co Rd 14, Waterloo, OH 45688 Property Records

Lawrence County property record for 7003 Co Rd 14, Waterloo, OH 45688

Property Summary

Property Type	Farm - Irrigated or Dry
Details	5 bd · 2 ba · 5,836 sqft · built 1963
Lot Size	136 acres (5,964,671 sqft)
Owner	Company Name on File
Last Sale	$515,000 (Feb 2026)
Tax Bill	$2,266 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-013-1000.000`

Property Details

APN / Parcel Number

Primary APN	`20-013-1000.000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,836 sqft Gross Area
1st Floor Area	3,100 sqft
Basement Area	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,964,671 sqft (136 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	576 sqft
Porch	Open Brick Porch
Porch Area	297 sqft
Deck Area	Deck Area
Patio Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	7003 COUNTY ROAD 14
City	WATERLOO
State	OH
Zip	45688-9313
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	17-5-16 3 LESS 3.05 & 1.00, 2.02 BAL= 136.93AC
Legal Subdivision	SYMMES VALLEY
Legal Block	1
Jurisdiction	LAWRENCE OH
Township / Civil Division	SYMMES
Census Block Group	1
Census Block	1030
Census Tract	50600

Owner

7003 Co Rd 14, an agricultural property, is owned by a company that bought it in February 2026 and is owner-occupied.

Source: Lawrence County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	56 JIM REESE RD, OAK HILL, OH 45656-9656
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Feb 13, 2026	Warranty Deed, Transfer BEST TITLE AGENCY, BESTITLE TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Jan 1, 1987
Deed Document Number	2026638
Deed Book / Page	1301 / 289
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE OH
Property Address	7003 COUNTY ROAD 14, WATERLOO, OH 45688-9313
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	BEST TITLE AGENCY, BESTITLE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 JIM REESE RD, OAK HILL, OH 45656-9656

Mortgage

Document Number	0000001426
Date	Mar 31, 2026
Book Page	1306/785
Instrument	2026-00001426

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	12501 LAKEFRONT PL, LOUISVILLE, KY 40299

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2036

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE OH
Recording Date	Feb 13, 2026
Property Address	7003 COUNTY ROAD 14, WATERLOO, OH 45688-9313
Document Number	0000000638
Book / Page	1301 / 289
Instrument Date	Feb 5, 2026
Instrument	2026-00000638
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	BEST TITLE AGENCY, BESTITLE TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 JIM REESE RD, OAK HILL, OH 45656-9656

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lawrence County
County Subdivision	Symmes Township
Unified School District	Symmes Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$159,849 (+27.49%) Land $70,690 Building $89,159	$456,710 Land $201,970 Building $254,740
2024	$2,266.00 (-2.96%) Homeowner's exemption Senior Citizen's exemption	$125,380 (-0.95%) Land $54,050 Building $71,330
2023	$2,335.00 (-0.43%) Homeowner's exemption	$126,580 (-) Land $55,250 Building $71,330
2022	$2,345.00 Homeowner's exemption	$126,580 Land $55,250 Building $71,330	$358,210 Land $154,420 Building $203,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7003 Co Rd 14 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (2000–2017)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Mar 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7003 Co Rd 14 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 95% of Ohio
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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